I need some help from you financial gurus...

Did he die intestate?

If he did have an estate ( with assets ) his debts should have been covered before any money/property etc was distributed.

If he owed more than he was worth, I am sure there is a protocol for paying off his debts. Once the well is dry, I would think the creditors are SOL.

Send death certificate to all inquiring creditors

If you have the money hire a lawyer to handle this trust/estate matter. A good/honest one will clear up the debt and take care of your credit.

Good lawyers and accountants are your best friend when you want protection.

I'm not sure why he would even be getting notices now.

8 years after death. I would think with inactivity the accounts would have been charged off (  I am assuming nobody contacted the creditors to tell them of his passing )

These are most likely collection agencies trying to collect money on debts they purchased for pennies on the dollar.

You aren't responsible for them, and even though you share the same name you do have a different social security number. They are taking a shot at trying to get paid, don't give them anything, they aren't your debts.

If anything ends up on your credit report sue the crap out of them.

This is what I know.

He died broke. He had nothing, meaning no assets. He was in debt.

The fucked up part is that recently I applied for a credit card and one of the reason I was turned down is because I had something along the lines of an oustanding mortgage loan or some shit like that. I don't have the paper work anymore, but that is the reason I requested a copy of my credit report. I have NO mortgage loan. I do not own a house. But, one of the reasons I was turned down is because of a mortgage loan. That mortgage loan didn't show up on my credit reoprt though.

Yesterday I got a bill from a collections agency from ATT, with my father's name on it, for $1500.00, and I have NEVER had any sort of account with ATT.

This whole situation is fucked.

Check this out.

That ATT bill is for 1392.50 and it is from AT&T Mobility, The debt ollector is "afnicollections"(www.afnicollections.com) which I am assuming is for  a cell phone. In the letter it states that they are willing to settle the account for $100.00.

A hundred bucks for a 1400 dollar balance? Something is fishy here.

If my birth date and SSN are totally different than his, why am I getting these notices?

Something similar happened to me years ago when the police stopped me for a warrant because they thought I was him because we have the same name. It wasn't until I was at the police station getting finger printed that they figured out it was not me who they were looking for.

At the very least it is an 8 year old debt and even if he was alive, the vultures at those collection agencies will take anything ( bird inj the hand )

I would reccomend sending them two things:
1) death certificate for your father
2) cease and desist letter

Date

Your Name
Address
City, State Zip


Debt Collector’s Name
Address
City, State Zip

Re: Account Number

Dear Debt Collector:

Pursuant to my rights under federal debt collection laws, I am requesting that you cease and desist communication with me, as well as my family and friends, in relation to this and all other alleged debts you claim I owe.

You are hereby notified that if you do not comply with this request, I will immediately file a complaint with the Federal Trade Commission and the [your state here] Attorney General’s office. Civil and criminal claims will be pursued.

Sincerely,

Your Name

7 years is the statute of limitations on debt collection.

 It is year 8 and that is why they will settle for $100...the debt is null and void.

Ignore these vultures.

What's the Statute of Limitations On Debt

BTW...nothing can stay on anyone's credit report(s) past 7 years. So, if you have outstanding debt over 7 years, it's GONE.