Have a million or had a milli invested... down a ton under trump,,, this is so depressing to watch ugh, I can't buy the dip, I don't make a ton of money and don't just got cash laying around. I feel like I invest so wrong by never taking profits and just sit fully invested... ugh I hate this
What are your thoughts? How much further is the downside?
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To remove first post, remove entire topic.
Have a million or had a milli invested... down a ton under trump,,, this is so depressing to watch ugh, I can't buy the dip, I don't make a ton of money and don't just got cash laying around. I feel like I invest so wrong by never taking profits and just sit fully invested... ugh I hate this
What are your thoughts? How much further is the downside?
I think Trump is a stupider POS than I thought he was before! You are not alone in your pain and anxiety! What worse is a brown nosed like Lutnick kissing Trumps derrière!
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I think Trump is a stupider POS than I thought he was before! You are not alone in your pain and anxiety! What worse is a brown nosed like Lutnick kissing Trumps derrière!
You will be fine. I do not know your timeframe to retirement. But if you are diversified and have a lot of it in a S&P 500 type fund, it will be fine. Go back and look at how much the market dropped from its 2021 high to its low in 2022. It dropped more percentage-wise then and then bounced back. Look at the 2019-2020 Pandemic crash. It bounced back.
Too many people get worried in a down market and sell and go to cash or move to safer investments. I never recommend folks do this.
If you do you will fall further behind the folks that just ride it out. You will also fall even further behind the folks that double down and buy more when it dips. Since you cannot buy more, just ride it out.
As you get closer to retirement you can look to move larger portions into safer things.
If you are young there is no need to watch your investments on a daily basis; it will just frustrate you.
The big money is made on just a very, very few days a year — and you do not want to take a chance on missing those days.
If you do not need the money anytime soon, it is not really a loss — because you have not sold yet.
Things will be fine longterm. I would only look closely at it if I were you 3-4 times a year. Just to make sure you are balanced correctly for your age and goals.
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@yanks21x
You will be fine. I do not know your timeframe to retirement. But if you are diversified and have a lot of it in a S&P 500 type fund, it will be fine. Go back and look at how much the market dropped from its 2021 high to its low in 2022. It dropped more percentage-wise then and then bounced back. Look at the 2019-2020 Pandemic crash. It bounced back.
Too many people get worried in a down market and sell and go to cash or move to safer investments. I never recommend folks do this.
If you do you will fall further behind the folks that just ride it out. You will also fall even further behind the folks that double down and buy more when it dips. Since you cannot buy more, just ride it out.
As you get closer to retirement you can look to move larger portions into safer things.
If you are young there is no need to watch your investments on a daily basis; it will just frustrate you.
The big money is made on just a very, very few days a year — and you do not want to take a chance on missing those days.
If you do not need the money anytime soon, it is not really a loss — because you have not sold yet.
Things will be fine longterm. I would only look closely at it if I were you 3-4 times a year. Just to make sure you are balanced correctly for your age and goals.
thanks for the kind words and sympathy for reading and taking your time out of your day to post a good meaningful message, appreciate it. focusing on buying more, in particular just trying to stack voo
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thanks for the kind words and sympathy for reading and taking your time out of your day to post a good meaningful message, appreciate it. focusing on buying more, in particular just trying to stack voo
I would second what Raiders has already said.. Very sound advice all around..
Me, personally, I keep a small amount of cash on hand (around 5%) to prepare for moments like these. I deploy the money on corrections and bear market drops (-10%, -20%)... So, this means a couple of things. One, I could go long stretches w/ that money sitting in money market or short-term bonds, and Two, I have already deployed a good amount of this 5% stake in the stock market this past week, because corrections have already occurred on S&P 500, and corrections and bear markets have already occurred on my small-cap & mid-cap index funds... But keep in mind, with this strategy I implement, I would most certainly make more money on that 5% if I had just "bought and hold" the whole time in stocks, and right it out...
But Investing can be very psychological and emotional... you want to avoid the temptation to sell on market drops like we're experiencing. My strategy flips that notion on its head, takes out the emotion, ..... even if it's only a small percentage of my overall portfolio that I'm buying on large market drops.
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@yanks21x
I would second what Raiders has already said.. Very sound advice all around..
Me, personally, I keep a small amount of cash on hand (around 5%) to prepare for moments like these. I deploy the money on corrections and bear market drops (-10%, -20%)... So, this means a couple of things. One, I could go long stretches w/ that money sitting in money market or short-term bonds, and Two, I have already deployed a good amount of this 5% stake in the stock market this past week, because corrections have already occurred on S&P 500, and corrections and bear markets have already occurred on my small-cap & mid-cap index funds... But keep in mind, with this strategy I implement, I would most certainly make more money on that 5% if I had just "bought and hold" the whole time in stocks, and right it out...
But Investing can be very psychological and emotional... you want to avoid the temptation to sell on market drops like we're experiencing. My strategy flips that notion on its head, takes out the emotion, ..... even if it's only a small percentage of my overall portfolio that I'm buying on large market drops.
Yeah, I would say Trump " blinked " . It's one thing for the stock market to go upside down, (and that was/is bad enough), but then the bond markets started to go sideways.
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Yeah, I would say Trump " blinked " . It's one thing for the stock market to go upside down, (and that was/is bad enough), but then the bond markets started to go sideways.
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