NFL AI Predictions Week 4: ATS Picks & Score Projections for All 16 Games

C Jackson Cowart - Betting Analyst at Covers.com
C Jackson Cowart • Betting Analyst 10+ years betting experience
Updated: Sep 30, 2026 , 10:06 PM ET

We trained ChatGPT to project the final score for all 16 games in NFL Week 4, along with ATS and Over/Under picks based on the latest odds from Kalshi.

NFL AI predictions Week 4, Jacksonville Jaguars wide receiver Parker Washington (11) celebrates a first down.
Photo By - Photo by Morgan Tencza / Imagn Images via Reuters Connect. Jacksonville Jaguars wide receiver Parker Washington (11) celebrates a first down.

After an 11-5 week straight up and against the spread, our NFL AI predictions for Week 4 are backing the Jaguars and Buccaneers to win outright as underdogs. Those two AI picks headline our score predictions for all 16 games, which we've also compared against our Covers computer projections and NFL expert picks.

I trained our AI prediction model using GPT-6 Astra, the latest version of ChatGPT, using decades of historical data combined with preseason ratings and real-time updates during the season. The model has generated an exact score prediction for all 16 games, which powers its NFL picks against the spread and on the total based on the latest NFL odds.

NFL AI picks for every Week 4 game

All lines based on the market price at Kalshi at time of publish; all times Eastern. Select a score for the full matchup breakdown.

Kickoff Matchup ATS O/U Score
Oct 18:15 pmPrime Video
PITCLE
CLE+2.5 Over38.5 PIT 21CLE 19
Oct 49:30 amNFL Network
INDWAS
WAS+3.5 Over47.5 IND 27WAS 24
Oct 41 pmCBS
TENBAL
TEN+11.5 Over43.5 BAL 27TEN 17
Oct 41 pmCBS
NEBUF
BUF-6.5 Under48.5 BUF 27NE 20
Oct 41 pmFOX
NYJCHI
CHI-3.5 Over42.5 CHI 27NYJ 20
Oct 41 pmCBS
JAXCIN
JAX+2.5 Under51.5 JAX 26CIN 24
Oct 41 pmFOX
DALHOU
DAL+2.5 Under47.5 HOU 24DAL 22
Oct 41 pmCBS
ARINYG
NYG+1.5 Under44.5 ARI 21NYG 20
Oct 41 pmFOX
LARPHI
PHI+3.5 Under43.5 LAR 23PHI 20
Oct 41 pmFOX
GBTB
TB+3.5 Over40.5 TB 24GB 23
Oct 44:05 pmFOX
MIAMIN
MIA+10.5 Over38.5 MIN 24MIA 16
Oct 44:25 pmCBS
KCLV
KC-4.5 Under47.5 KC 24LV 19
Oct 44:25 pmCBS
LACSEA
SEA-7.5 Over42.5 SEA 27LAC 17
Oct 44:25 pmCBS
DENSF
SF-2.5 Under46.5 SF 26DEN 20
Oct 48:20 pmNBC
DETCAR
CAR+3.5 Over50.5 DET 27CAR 24
Oct 58:15 pmESPN
ATLNO
NO-2.5 Under48.5 NO 24ATL 20
to coverJaguars at Bengals · Sunday, 1 pm ET
Jacksonville Jaguars

Jaguars+2.5

Score prediction
Jaguars 26, Bengals 24

Jacksonville has the protection to give Cincinnati trouble

Jacksonville's case starts with giving Trevor Lawrence time to attack. The Jaguars have allowed only four sacks through three games, and Lawrence is doing more than getting the ball out safely: 37% of his passes have traveled between 10 and 20 yards downfield, the highest share among qualifying quarterbacks. That intermediate passing game can keep drives moving without requiring a steady diet of low-percentage deep throws. Cincinnati presents a real test, generating pressure on 39.7% of dropbacks despite having the league's lowest blitz rate.

The other half of the argument is a Jacksonville defense allowing 12 points per game. Joe Burrow should make the Jaguars work harder than New England did last week, but their run defense offers a way to make Cincinnati less balanced. Jacksonville is allowing just 91.3 rushing yards per game, putting more of the responsibility on Burrow to sustain drives through the air.

NFL AI biggest upset: Buccaneers over Packers

Biggest outright upsetPackers at Buccaneers · Sunday, 1 pm ET
Tampa Bay Buccaneers

BuccaneersWin outright

Score prediction
Buccaneers 24, Packers 23

Tampa Bay's defense has to carry its rookie quarterback

Tampa Bay can make Green Bay earn this one. The Buccaneers allow just 3.12 yards per carry, while the Packers average 3.04 and have converted only 10 of 36 third downs. That gives Tampa Bay a way to put Jordan Love in obvious passing situations instead of allowing Green Bay to settle into a comfortable ground game. Cornerback Zyon McCollum also comes off a game in which he allowed no catches across 35 coverage snaps. There is enough defensive resistance here to make an upset plausible.

The quarterback assignment belongs to Jalon Daniels, with Baker Mayfield sidelined by a dislocated thumb on his throwing hand. The rookie steps into an offense that has already surrendered 13 sacks, and Green Bay has extra preparation after playing last Thursday. Protecting Daniels and avoiding giveaways are central to Tampa Bay's chances.

NFL Week 4 AI picks vs. computer picks and expert picks

As kickoffs near, we've gathered all of our Covers computer picks and our NFL expert Chris Vasile's Week 4 picks against the spread to find consensus among our various projections. Picks are listed with the odds at time of publish for those picks.

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NFL Week 4 AI predictions and analysis

Steelers vs Browns AI prediction

THU · 8:15 pm ET · Prime Video
PittsburghSteelers
2119
Score prediction
ClevelandBrowns
KalshiWin probability based on market
PIT 58%CLE 43%
Projected marginSteelers by 2
Projected total40 points
More analysis

Cleveland's offensive line is the biggest obstacle to turning this into an upset. Guards and centers matter against Pittsburgh's front, and the Browns have ruled out Teven Jenkins and Elgton Jenkins. Cleveland has already allowed nine sacks and converted only 11 of 36 third downs. Pittsburgh also has secondary absences to manage, so the Browns' priority is giving Deshaun Watson enough time to exploit them.

Cleveland's own pass rush, with seven sacks through three games, offers a way to keep Aaron Rodgers from pulling away. That gives the Browns a chance to stay close without needing their offense to suddenly become dependable.

Colts vs Commanders AI prediction

SUN · 9:30 am ET · NFL Network · London
IndianapolisColts
2724
Score prediction
WashingtonCommanders
KalshiWin probability based on market
IND 64%WAS 37%
Projected marginColts by 3
Projected total51 points
More analysis

Washington's quarterback outlook improved Wednesday, but its defensive problems remain. Jayden Daniels was listed as limited with his elbow injury, a step forward without confirmation that he will start in London. The Commanders have allowed 92 points through three games. Indianapolis should find opportunities, although holding Houston to 17 last week does not erase the 74 points the Colts conceded over their first two outings.

Both defenses have left their offenses with plenty to do. Washington needs to make Indianapolis prove that last week's improvement can hold up, while the Colts have an opportunity to exploit a defense that has repeatedly struggled to get stops.

Titans vs Ravens AI prediction

SUN · 1 pm ET · CBS
TennesseeTitans
1727
Score prediction
BaltimoreRavens
KalshiWin probability based on market
TEN 15%BAL 86%
Projected marginRavens by 10
Projected total44 points
More analysis

Tennessee can lose this game convincingly and still cash the spread pick. Baltimore has scored 92 points through three weeks to the Titans' 37. The useful counterweight is Tennessee's defense, which has allowed 59 points.

Keeping Baltimore from scoring on short possessions would give the Titans a chance to hang around without asking their offense to match Lamar Jackson. Tennessee needs to avoid the giveaways that would let the Ravens bypass its defense's best work.

Patriots vs Bills AI prediction

SUN · 1 pm ET · CBS
New EnglandPatriots
2027
Score prediction
BuffaloBills
KalshiWin probability based on market
NE 27%BUF 74%
Projected marginBills by 7
Projected total47 points
More analysis

Buffalo's running game gives it a way to win when the passing attack is less explosive. James Cook averaged 6.4 yards per carry against the Chargers last week, and none of his runs went for zero or negative yardage. That consistency can spare Josh Allen repeated third-and-long situations. New England has scored only 36 points through three games, making every empty Patriots possession especially costly.

With nine sacks allowed by the Patriots and nine recorded by Buffalo, Drake Maye's protection remains central to keeping this within one score. Cook's consistency gives the Bills a way to control possessions while making New England earn its chances to answer.

Jets vs Bears AI prediction

SUN · 1 pm ET · FOX
New YorkJets
2027
Score prediction
ChicagoBears
KalshiWin probability based on market
NYJ 39%CHI 63%
Projected marginBears by 7
Projected total47 points
More analysis

Chicago's appeal starts with Ben Johnson's offense, even while the quarterback decision remains open. Johnson did not name a starter Wednesday after Case Keenum completed 70.6% of his passes for 247 yards and two touchdowns against Philadelphia. Keenum took no sacks and committed no turnovers. With Caleb Williams still recovering from his hamstring injury, Chicago's roughly 5.4 yards per rush provides another way to keep the offense manageable.

The Jets are averaging about 3.4 yards per carry, leaving more of the burden on Geno Smith. Chicago has a short week, but its balance offers a clearer route to sustained scoring than New York has shown.

Jaguars vs Bengals AI prediction

SUN · 1 pm ET · CBS
JacksonvilleJaguars
2624
Score prediction
CincinnatiBengals
KalshiWin probability based on market
JAX 44%CIN 58%
Projected marginJaguars by 2
Projected total50 points
More analysis

Jacksonville's run defense can force Cincinnati to earn its points through the air. The Jaguars are allowing 91.3 rushing yards per game and have gone 20 straight games without an opposing player reaching 75 rushing yards. That is useful against Joe Burrow, although it does not make this a comfortable assignment: Jacksonville has allowed 235.7 passing yards per game, leaving room for Cincinnati to move the ball.

The Jaguars do not need to shut down Burrow; they need enough stops to complement an offense that has protected Trevor Lawrence well. Cincinnati's ability to pressure without blitzing makes that protection especially valuable for keeping Jacksonville's intermediate passing game available.

Cowboys vs Texans AI prediction

SUN · 1 pm ET · FOX
DallasCowboys
2224
Score prediction
HoustonTexans
KalshiWin probability based on market
DAL 41%HOU 59%
Projected marginTexans by 2
Projected total46 points
More analysis

The two pass-protection matchups could keep this Texas showdown tight. Houston has allowed 10 sacks, but Dallas has generated only two, giving C.J. Stroud an opportunity to operate with less disruption. At the other end, the Texans' 11-sack defense faces a Cowboys line that has surrendered just three. Neither defense can assume the pressure it needs will arrive automatically.

The Cowboys have scored 88 points through three games, while Houston has managed 23 over its past two. The Texans need to turn any extra time in the pocket into sustained drives before they can comfortably separate from Dak Prescott.

Cardinals vs Giants AI prediction

SUN · 1 pm ET · CBS
ArizonaCardinals
2120
Score prediction
New YorkGiants
KalshiWin probability based on market
ARI 56%NYG 45%
Projected marginCardinals by 1
Projected total41 points
More analysis

New York's quarterback trade does not immediately change Sunday's assignment. The Giants acquired J.J. McCarthy, but John Harbaugh has identified Jameis Winston as the starter. More pressing is an offense that has scored 18 points across its past two games. Left tackle Andrew Thomas also missed Wednesday's practice with a groin issue, although Harbaugh said he expected Thomas to be fine.

Arizona scored 30 against San Francisco but allowed 36, so the Giants have an opening if they can sustain drives. Thomas' availability matters to giving Winston the time to exploit that vulnerability.

Rams vs Eagles AI prediction

SUN · 1 pm ET · FOX
Los AngelesRams
2320
Score prediction
PhiladelphiaEagles
KalshiWin probability based on market
LAR 62%PHI 40%
Projected marginRams by 3
Projected total43 points
More analysis

Philadelphia needs an offensive response, but the spread gives it room to fall short of a full rebound. The Eagles managed seven points in Chicago and now face a short turnaround against a Rams team that scored 26 in Denver. Los Angeles lost that game, too. Both teams have reasons to clean up their play, but Philadelphia's eight sacks allowed make protection the immediate priority.

Home field gives the Eagles a better setting to regain some offensive rhythm. Their protection needs to keep possessions alive long enough to make Los Angeles defend a full drive, rather than allowing sacks to dictate Philadelphia's options.

Packers vs Buccaneers AI prediction

SUN · 1 pm ET · FOX
Green BayPackers
2324
Score prediction
Tampa BayBuccaneers
KalshiWin probability based on market
GB 63%TB 38%
Projected marginBuccaneers by 1
Projected total47 points
More analysis

Tampa Bay needs to keep Jalon Daniels out of obvious passing situations. The rookie is starting for the injured Baker Mayfield, and Todd Bowles expects opponents to test him with pressure and changing defensive looks. That puts an offense with 13 sacks allowed under scrutiny. The Buccaneers' defense offers help by matching up well against Green Bay's struggling running game.

The upset depends on Daniels limiting mistakes while the defense makes Jordan Love sustain drives. Green Bay's extra rest is a challenge, but its 10-for-36 third-down record leaves an opportunity for Tampa Bay to keep the game within reach.

Dolphins vs Vikings AI prediction

SUN · 4:05 pm ET · FOX
MiamiDolphins
1624
Score prediction
MinnesotaVikings
KalshiWin probability based on market
MIA 17%MIN 84%
Projected marginVikings by 8
Projected total40 points
More analysis

Miami's case is about the points, not an offensive turnaround. Minnesota has 14 sacks through three games, while the Dolphins have allowed nine and scored only 36 points. Miami is also rebuilding its backfield after De'Von Achane's season-ending knee injury, with Jaylen Wright working back on a limited basis Wednesday. Avoiding turnovers and long-yardage situations is essential against this defense.

Miami needs to make Minnesota earn its points on long drives and avoid giving the Vikings short fields. That would let the Dolphins stay competitive without asking a depleted offense to trade explosive plays.

Chiefs vs Raiders AI prediction

SUN · 4:25 pm ET · CBS
Kansas CityChiefs
2419
Score prediction
Las VegasRaiders
KalshiWin probability based on market
KC 66%LV 36%
Projected marginChiefs by 5
Projected total43 points
More analysis

Las Vegas has to prove its early scoring holds up against a tougher defense. The Raiders have put up 88 points through three games, including 35 in New Orleans. Kansas City has allowed only 50, so Kirk Cousins faces a different challenge this week. The Raiders' 10 sacks give them a way to keep the game competitive if they can disrupt Patrick Mahomes without handing him easy answers.

The Chiefs have allowed only four sacks, making their protection a useful counter to Las Vegas' pass rush. Kansas City's defensive results also suggest the Raiders will have to work harder to sustain the production they found in New Orleans.

Chargers vs Seahawks AI prediction

SUN · 4:25 pm ET · CBS
Los AngelesChargers
1727
Score prediction
SeattleSeahawks
KalshiWin probability based on market
LAC 25%SEA 76%
Projected marginSeahawks by 10
Projected total44 points
More analysis

Seattle's loss in Washington looked worse on the scoreboard than it did between the end zones. The Seahawks averaged 6.8 yards per play to the Commanders' 4.0, but three Seattle turnovers led to Washington touchdowns. That helps explain how a defense that allowed just 17 points across the opening two games conceded 33 in Week 3. The Chargers have scored only 44 points all season.

Los Angeles has allowed eight sacks, while Seattle has surrendered only three. Cleaner possessions from Sam Darnold's offense would give the Seahawks a chance to turn that protection advantage into separation.

Broncos vs 49ers AI prediction

SUN · 4:25 pm ET · CBS
DenverBroncos
2026
Score prediction
San Francisco49ers
KalshiWin probability based on market
DEN 44%SF 58%
Projected margin49ers by 6
Projected total46 points
More analysis

Denver's pass rush is the clearest test of San Francisco's strong start. The 49ers have scored 98 points without allowing a sack through three games. Denver has eight sacks, so the question is whether the Broncos can disrupt Brock Purdy before San Francisco turns that protection into another productive afternoon.

Bo Nix's offense needs to build on its 30-point showing against the Rams. Sustaining drives would give Denver's defense a chance to reset instead of repeatedly facing a San Francisco offense that has been difficult to slow down.

Lions vs Panthers AI prediction

SUN · 8:20 pm ET · NBC
DetroitLions
2724
Score prediction
CarolinaPanthers
KalshiWin probability based on market
DET 65%CAR 36%
Projected marginLions by 3
Projected total51 points
More analysis

Carolina's depleted secondary raises the stakes for its offense. The Panthers placed starting cornerbacks Jaycee Horn and Mike Jackson on injured reserve Wednesday, giving Jared Goff a favorable matchup to attack. Detroit has scored 93 points through three games, but it has also allowed 95. Bryce Young needs to exploit that defensive vulnerability to keep Carolina in touch.

The Panthers' trouble defending the run already gave Detroit another way to move the ball; the cornerback absences compound that challenge. The case for the points rests on Carolina answering offensively rather than consistently stopping the Lions.

Falcons vs Saints AI prediction

MON · 8:15 pm ET · ESPN
AtlantaFalcons
2024
Score prediction
New OrleansSaints
KalshiWin probability based on market
ATL 44%NO 57%
Projected marginSaints by 4
Projected total44 points
More analysis

Atlanta's rebound needs to hold up beyond one strong performance. Michael Penix Jr. returned as the Falcons scored 35 in Green Bay after producing only 16 points across their first two games. New Orleans has allowed 83 points, so Atlanta should have chances to keep improving. The Saints have also scored 81 themselves, preventing this from becoming a simple bet on which offense looked better last week.

The Saints' 10 sacks allowed give Atlanta a way to disrupt Tyler Shough. New Orleans needs to protect him well enough to take advantage of its own scoring potential, while the Falcons still have to show that Penix's return can produce consecutive strong performances.

NFL AI picks record 2026

Period SU ATS O/U Best Pick
Week 3 11–5 11–5 7–9 1–0
Season 29–19 25–23 21–27 1–2

Records are compared against the original odds at time of publish.

How our NFL AI predictions work

Our NFL AI predictions use a custom forecasting model built with GPT-6 Astra to project a final score for each matchup using historical scoring results, team-strength ratings, game conditions, matchup details, and other relevant context for predicting the final score.

The score forecasts are fixed before we compare them with the selected Kalshi spread and total to produce our ATS and Over/Under picks. Kalshi percentages are market quotes, separate from the score forecasts. We track results against the original selections and lines at time of publish.

We’ll continue updating the process as the season develops and publicly track every published score prediction, ATS pick, and Over/Under selection.


Odds and market lines are correct at the time of publishing and are subject to change.
Not intended for use in MA.
Affiliate Disclosure: Our team of experts has thoroughly researched and handpicked each product that appears on our website. We may receive compensation if you sign up through our links.

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C Jackson Cowart
Betting Analyst

C Jackson Cowart is a content strategy consultant for Covers with a special focus on big events and research projects. In his seven years covering sports betting as a predictive analyst, features writer, and industry reporter, he has stayed true to "process over results" while specifically targeting futures betting and news-driven markets, where he can lean on advanced metrics and an understanding of market psychology to attack value before the number moves.

An award-winning writer and editor with a decade of experience in sports media, "C-Jax" has previously worked with ESPN, Forbes, theScore, and multiple large daily newspapers. He's a proud graduate of the University of North Carolina, where he covered the Tar Heels' championship run through the 2017 NCAA men's basketball tournament. He's cashed some big tickets over the years — including Lamar Jackson to win MVP (twice) — but he's still haunted by enough second-place slips to wallpaper his home office.

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