What would the narrative around Minnesota be if Big Ten referees had not gotten a penalty call so wrong at Michigan to end September that the conference announced a rule change the next day? The Gophers could be on a five-game winning streak, covering the spread in all five of them. The key? Running back Darius Taylor, averaging 24.6 touches per game in this stretch and 5.2 yards per touch. He started the season injured and has rounded into form. Rutgers has a porous rushing defense, bottom 10 in success rate and bottom 30 in EPA per rush against, and Taylor will churn through it.