College Football Picks

Free College Football Expert and Computer Picks For Every Game Sept. 7, 2026

New Computer Picks powered by Odds Shark
SMU @ Florida State
Matchup Stats

Predicted Score

SMU logo
SMU
SMU

27.65 @ 25.50

FSU
FSU logo
FSU

Mustangs vs Seminoles · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
SMU logo
SMU
SMU

27.65

-2.5 -115

o53.5 -105

-145

FSU logo
FSU
FSU

25.50

+2.5 +110

u53.5 -110

+130

Top Projection Ousmane Kromah o59.5 Rushing Yards (+100)
o56.5-114
See all EV Projections
Rutgers @ Boston College
Matchup Stats

Predicted Score

RUTG logo
RUTG
RUTG

25.79 @ 29.30

BC
BC logo
BC

Scarlet Knights vs Eagles · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
RUTG logo
RUTG
RUTG

25.79

+3.5 -105

o54.5 -108

+150

BC logo
BC
BC

29.30

-3.5 +100

u54.5 -108

-150

Missouri @ Kansas
Matchup Stats

Predicted Score

MIZZ logo
MIZZ
MIZZ

28.94 @ 23.43

KU
KU logo
KU

Tigers vs Jayhawks · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
MIZZ logo
MIZZ
MIZZ

28.94

-5.5 -121

o50.5 -108

-225

KU logo
KU
KU

23.43

+5.5 -109

u51.0 -115

+200

South Florida @ Army
Matchup Stats

Predicted Score

USF logo
USF
USF

22.85 @ 27.33

ARMY
ARMY logo
ARMY

Bulls vs Black Knights · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
USF logo
USF
USF

22.85

+3.5 -105

o48.5 -110

+155

ARMY logo
ARMY
ARMY

27.33

-3.5 -105

u49.5 -109

-170

Old Dominion @ Virginia Tech
Matchup Stats

Predicted Score

ODU logo
ODU
ODU

17.18 @ 34.42

VT
VT logo
VT

Monarchs vs Hokies · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
ODU logo
ODU
ODU

17.18

+18.5 -110

o50.5 -105

+750

VT logo
VT
VT

34.42

-18.5 -105

u51.0 -110

-1000

Penn State @ Temple
Matchup Stats

Predicted Score

PSU logo
PSU
PSU

36.54 @ 14.83

TEM
TEM logo
TEM

Nittany Lions vs Owls · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
PSU logo
PSU
PSU

36.54

-23.5 -110

o49.5 -105

-2000

TEM logo
TEM
TEM

14.83

+23.5 -105

u50.5 -116

+1400

Oregon @ Oklahoma State
Matchup Stats

Predicted Score

ORE logo
ORE
ORE

38.70 @ 16.53

OKST
OKST logo
OKST

Ducks vs Cowboys · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
ORE logo
ORE
ORE

38.70

-21.5 -115

o57.5 -110

-1493

OKST logo
OKST
OKST

16.53

+21.5 -105

u58.5 -110

+1150

Arizona State @ Texas A&M
Matchup Stats

Predicted Score

ASU logo
ASU
ASU

19.77 @ 34.12

TAM
TAM logo
TAM

Sun Devils vs Aggies · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
ASU logo
ASU
ASU

19.77

+15.5 -115

o51.5 -110

+525

TAM logo
TAM
TAM

34.12

-15.5 -105

u52.5 -115

-600

Oklahoma @ Michigan
Matchup Stats

Predicted Score

OKLA logo
OKLA
OKLA

24.32 @ 17.72

MICH
MICH logo
MICH

Sooners vs Wolverines · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
OKLA logo
OKLA
OKLA

24.32

-6.5 -105

o43.5 -105

-238

MICH logo
MICH
MICH

17.72

+6.5 -105

u43.5 -107

+215

App State @ East Carolina
Matchup Stats

Predicted Score

APP logo
APP
APP

24.39 @ 31.51

ECU
ECU logo
ECU

Mountaineers vs Pirates · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
APP logo
APP
APP

24.39

+8.5 -109

o56.0 -113

+275

ECU logo
ECU
ECU

31.51

-8.5 -108

u56.5 -108

-320

Wake Forest @ Purdue
Matchup Stats

Predicted Score

WAKE logo
WAKE
WAKE

27.66 @ 23.73

PUR
PUR logo
PUR

Demon Deacons vs Boilermakers · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
WAKE logo
WAKE
WAKE

27.66

-4.5 -105

o49.5 -110

-190

PUR logo
PUR
PUR

23.73

+4.5 -108

u50.5 -110

+170

Western Kentucky @ Georgia
Matchup Stats

Predicted Score

WKU logo
WKU
WKU

7.13 @ 48.54

UGA
UGA logo
UGA

Hilltoppers vs Bulldogs · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
WKU logo
WKU
WKU

7.13

+40.5 -108

o54.5 -105

+10000

UGA logo
UGA
UGA

48.54

-40.5 -108

u54.5 -105

-50000

UTSA @ Texas State
Matchup Stats

Predicted Score

UTSA logo
UTSA
UTSA

34.45 @ 31.60

TXST
TXST logo
TXST

Roadrunners vs Bobcats · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
UTSA logo
UTSA
UTSA

34.45

-1.0 -108

o64.5 -108

-110

TXST logo
TXST
TXST

31.60

+1.0 -110

u64.5 -108

-105

Alabama @ Kentucky
Matchup Stats

Predicted Score

ALA logo
ALA
ALA

29.54 @ 20.28

UK
UK logo
UK

Crimson Tide vs Wildcats · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
ALA logo
ALA
ALA

29.54

-10.0 -109

o48.5 -110

-375

UK logo
UK
UK

20.28

+10.0 -105

u49.0 -110

+350

Eastern Michigan @ Michigan State
Matchup Stats
Maryland @ UConn
Matchup Stats

Predicted Score

MD logo
MD
MD

33.11 @ 22.78

CONN
CONN logo
CONN

Terrapins vs Huskies · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
MD logo
MD
MD

33.11

-12.5 -110

o53.5 -108

-490

CONN logo
CONN
CONN

22.78

+12.5 -105

u53.5 -109

+450

MS State @ Minnesota
Matchup Stats

Predicted Score

MSST logo
MSST
MSST

28.85 @ 28.66

MINN
MINN logo
MINN

Bulldogs vs Golden Gophers · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
MSST logo
MSST
MSST

28.85

-1.0 -110

o55.5 -110

-114

MINN logo
MINN
MINN

28.66

+1.0 -108

u56.5 -119

+100

Arizona @ BYU
Matchup Stats

Predicted Score

ARIZ logo
ARIZ
ARIZ

21.70 @ 30.39

BYU
BYU logo
BYU

Wildcats vs Cougars · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
ARIZ logo
ARIZ
ARIZ

21.70

+8.5 -115

o50.5 -110

+260

BYU logo
BYU
BYU

30.39

-8.5 -105

u50.5 -105

-275

UCF @ Pittsburgh
Matchup Stats

Predicted Score

UCF logo
UCF
UCF

25.90 @ 33.52

PITT
PITT logo
PITT

Knights vs Panthers · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
UCF logo
UCF
UCF

25.90

+8.5 -115

o57.0 -110

+260

PITT logo
PITT
PITT

33.52

-8.5 -105

u57.5 -110

-300

Duke @ Illinois
Matchup Stats

Predicted Score

DUKE logo
DUKE
DUKE

23.24 @ 30.24

ILL
ILL logo
ILL

Blue Devils vs Fighting Illini · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
DUKE logo
DUKE
DUKE

23.24

+6.5 -110

o53.5 -110

+200

ILL logo
ILL
ILL

30.24

-6.5 -104

u54.5 -110

-215

California @ Syracuse
Matchup Stats

Predicted Score

CAL logo
CAL
CAL

26.93 @ 31.01

SYR
SYR logo
SYR

Golden Bears vs Orange · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
CAL logo
CAL
CAL

26.93

+3.5 -120

o54.5 -110

+136

SYR logo
SYR
SYR

31.01

-3.5 +100

u56.5 -110

-155

Louisiana-Monroe @ UAB
Matchup Stats

Predicted Score

ULM logo
ULM
ULM

22.67 @ 34.78

UAB
UAB logo
UAB

Warhawks vs Blazers · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
ULM logo
ULM
ULM

22.67

+12.5 -110

o55.5 -108

+365

UAB logo
UAB
UAB

34.78

-12.5 -108

u56.5 -110

-400

UNLV @ North Texas
Matchup Stats

Predicted Score

UNLV logo
UNLV
UNLV

31.30 @ 27.33

UNT
UNT logo
UNT

Rebels vs Mean Green · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
UNLV logo
UNLV
UNLV

31.30

-4.5 -110

o56.5 -106

-175

UNT logo
UNT
UNT

27.33

+4.5 -108

u57.5 -105

+175

Delaware @ Vanderbilt
Matchup Stats

Predicted Score

DEL logo
DEL
DEL

17.48 @ 37.56

VAN
VAN logo
VAN

Fightin' Blue Hens vs Commodores · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
DEL logo
DEL
DEL

17.48

+21.0 -115

o53.5 -110

+1100

VAN logo
VAN
VAN

37.56

-21.0 -105

u53.5 -105

-1400

JSU @ Ohio
Matchup Stats

Predicted Score

JVST logo
JVST
JVST

24.98 @ 26.41

OHIO
OHIO logo
OHIO

Gamecocks vs Bobcats · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
JVST logo
JVST
JVST

24.98

+2.5 -110

o50.5 -110

+105

OHIO logo
OHIO
OHIO

26.41

-2.5 -105

u52.5 -110

-115

Buffalo @ FIU Panthers
Matchup Stats

Predicted Score

BUFF logo
BUFF
BUFF

19.09 @ 28.77

FIU
FIU logo
FIU

Bulls vs Panthers · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
BUFF logo
BUFF
BUFF

19.09

+10.5 -110

o48.5 -105

+350

FIU logo
FIU
FIU

28.77

-10.5 -105

u49.5 -112

-375

Memphis @ Boise State
Matchup Stats

Predicted Score

MEM logo
MEM
MEM

24.19 @ 31.38

BSU
BSU logo
BSU

Tigers vs Broncos · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
MEM logo
MEM
MEM

24.19

+8.5 -110

o54.5 -109

+275

BSU logo
BSU
BSU

31.38

-8.5 -105

u55.5 -105

-320

Tennessee @ Georgia Tech
Matchup Stats

Predicted Score

TENN logo
TENN
TENN

34.82 @ 21.54

GT
GT logo
GT

Volunteers vs Yellow Jackets · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
TENN logo
TENN
TENN

34.82

-13.0 -110

o54.5 -110

-549

GT logo
GT
GT

21.54

+13.0 -108

u55.5 -112

+425

Middle Tennessee @ Marshall
Matchup Stats

Predicted Score

MTU logo
MTU
MTU

22.06 @ 34.52

MRSH
MRSH logo
MRSH

Blue Raiders vs Thundering Herd · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
MTU logo
MTU
MTU

22.06

+14.5 -110

o57.5 -108

+525

MRSH logo
MRSH
MRSH

34.52

-14.5 +105

u57.5 -107

-649

Georgia State @ Kennesaw State
Matchup Stats

Predicted Score

GSU logo
GSU
GSU

21.52 @ 31.49

KENN
KENN logo
KENN

Panthers vs Owls · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
GSU logo
GSU
GSU

21.52

+9.5 -105

o50.5 -112

+275

KENN logo
KENN
KENN

31.49

-9.5 -105

u51.5 -110

-320

Bowling Green @ Nebraska
Matchup Stats

Predicted Score

BGSU logo
BGSU
BGSU

11.26 @ 39.71

NEB
NEB logo
NEB

Falcons vs Cornhuskers · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
BGSU logo
BGSU
BGSU

11.26

+28.5 -108

o51.5 -115

+3500

NEB logo
NEB
NEB

39.71

-28.5 -105

u52.5 -110

-5000

Tulsa @ Sam Houston
Matchup Stats

Predicted Score

TLSA logo
TLSA
TLSA

31.55 @ 18.57

SHSU
SHSU logo
SHSU

Golden Hurricane vs Bearkats · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
TLSA logo
TLSA
TLSA

31.55

-13.5 -110

o51.5 -110

-599

SHSU logo
SHSU
SHSU

18.57

+13.5 +100

u52.5 -110

+500

South Alabama @ Tulane
Matchup Stats

Predicted Score

USA logo
USA
USA

19.52 @ 29.22

TULN
TULN logo
TULN

Jaguars vs Green Wave · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
USA logo
USA
USA

19.52

+10.5 -110

o50.5 -108

+360

TULN logo
TULN
TULN

29.22

-10.5 -105

u50.5 -108

-425

San Diego State @ UCLA
Matchup Stats
Louisiana Tech @ LSU
Matchup Stats

Predicted Score

LT logo
LT
LT

13.46 @ 42.78

LSU
LSU logo
LSU

Bulldogs vs Tigers · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
LT logo
LT
LT

13.46

+33.5 -110

o55.5 -105

+3500

LSU logo
LSU
LSU

42.78

-33.5 -110

u55.5 -110

-9000

Navy @ Florida Atlantic
Matchup Stats

Predicted Score

NAVY logo
NAVY
NAVY

34.35 @ 27.10

FAU
FAU logo
FAU

Midshipmen vs Owls · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
NAVY logo
NAVY
NAVY

34.35

-5.5 -110

o58.5 -110

-215

FAU logo
FAU
FAU

27.10

+5.5 -105

u59.5 -115

+185

Iowa State @ Iowa
Matchup Stats

Predicted Score

ISU logo
ISU
ISU

13.96 @ 28.58

IOWA
IOWA logo
IOWA

Cyclones vs Hawkeyes · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
ISU logo
ISU
ISU

13.96

+14.5 -108

o40.5 -120

+575

IOWA logo
IOWA
IOWA

28.58

-14.5 -108

u41.5 -110

-649

Georgia Southern @ Clemson
Matchup Stats

Predicted Score

GASO logo
GASO
GASO

17.90 @ 36.31

CLEM
CLEM logo
CLEM

Eagles vs Tigers · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
GASO logo
GASO
GASO

17.90

+21.5 -115

o55.0 -114

+1100

CLEM logo
CLEM
CLEM

36.31

-21.5 -105

u55.5 -110

-1408

Texas Tech @ Oregon State
Matchup Stats

Predicted Score

TTU logo
TTU
TTU

38.30 @ 11.56

ORST
ORST logo
ORST

Red Raiders vs Beavers · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
TTU logo
TTU
TTU

38.30

-25.5 -110

o50.5 -114

-3000

ORST logo
ORST
ORST

11.56

+25.5 -108

u51.5 -110

+1750

Ohio State @ Texas
Matchup Stats

Predicted Score

OSU logo
OSU
OSU

24.12 @ 25.75

TEX
TEX logo
TEX

Buckeyes vs Longhorns · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
OSU logo
OSU
OSU

24.12

+1.5 -112

o48.0 -114

+100

TEX logo
TEX
TEX

25.75

-1.5 +100

u48.5 -105

-110

Southern Miss @ Auburn
Matchup Stats

Predicted Score

USM logo
USM
USM

12.28 @ 39.26

AUB
AUB logo
AUB

Golden Eagles vs Tigers · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
USM logo
USM
USM

12.28

+30.5 -110

o52.0 -114

+3000

AUB logo
AUB
AUB

39.26

-30.5 -110

u53.5 -110

-5000

ND State @ Air Force
Matchup Stats

Predicted Score

NDSU logo
NDSU
NDSU

26.69 @ 21.22

AFA
AFA logo
AFA

Bison vs Falcons · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
NDSU logo
NDSU
NDSU

26.69

-3.5 -105

o47.0 -112

-165

AFA logo
AFA
AFA

21.22

+3.5 -110

u47.5 -110

+143

Arkansas @ Utah
Matchup Stats

Predicted Score

ARK logo
ARK
ARK

22.95 @ 37.37

UTAH
UTAH logo
UTAH

Razorbacks vs Utes · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
ARK logo
ARK
ARK

22.95

+13.0 -110

o56.5 -110

+375

UTAH logo
UTAH
UTAH

37.37

-13.0 -110

u57.5 -110

-450

Sacramento State @ Fresno State
Matchup Stats

Predicted Score

CSUS logo
CSUS
CSUS

15.77 @ 31.48

FRES
FRES logo
FRES

Hornets vs Bulldogs · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
CSUS logo
CSUS
CSUS

15.77

+18.5 -107

o45.5 -105

+750

FRES logo
FRES
FRES

31.48

-18.5 -108

u47.0 -110

-1000

Louisiana @ USC
Matchup Stats

Predicted Score

ULL logo
ULL
ULL

14.23 @ 44.45

USC
USC logo
USC

Ragin' Cajuns vs Trojans · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
ULL logo
ULL
ULL

14.23

+31.5 -115

o60.0 -110

+3500

USC logo
USC
USC

44.45

-31.5 +100

u60.5 -108

-7000

New Mexico State @ Hawai'i
Matchup Stats

Predicted Score

NMSU logo
NMSU
NMSU

20.59 @ 30.05

HAW
HAW logo
HAW

Aggies vs Rainbow Warriors · Prediction & Game Odds

Team

Predicted Score

Spread

Total

ML
NMSU logo
NMSU
NMSU

20.59

+10.0 -110

o50.5 -110

+310

HAW logo
HAW
HAW

30.05

-10.0 -110

u50.5 -105

-375

SMU Mustangs image thumbnail SMU @ Florida State Seminoles image thumbnail FSU Mon, Sep 7 • 7:30 PM ET
Rushing Yards
KR Kendrick Raphael o64.5 Rushing Yards (-114)
Best Odds
o64.5 -114 FanDuel
Pick made: 13 hours ago
JD Yonke logo
JD Yonke
Betting Analyst
o74.5  +115
o65.5  -115
o69.5  -102
o64.5  -114
 -
o69.5  +110
 -
o64.5  -120
 -

Raphael is a proven workhorse who handled 266 touches for 1,188 yards and 14 scores a year ago, and SMU doesn't return a single rusher who reached 100 yards a year ago. He should get a ton of work in this contest behind an experienced SMU offensive line (91 career starts) with an advantage over FSU's front (120th in stuff rate).

Rushing Yards
OK Ousmane Kromah o63.5 Rushing Yards (-115)
Best Odds
o54.5 -130 theScore Bet
Pick made: 13 hours ago
JD Yonke logo
JD Yonke
Betting Analyst
 -
o59.5  -115
o60.5  -113
o56.5  -114
o59.5  -105
o59.5  -114
o58.5  -114
o54.5  -130
 -

SMU loses seven of its top 12 tacklers and is green along the defensive front, so Ousmane Kromah should be the focal point of FSU's offensive approach on a wet and rainy day.

View 17 Picks
LSU Tigers image thumbnail LSU @ Mississippi Rebels image thumbnail MISS Sat, Sep 19 • 7:30 PM ET
Spread
Mississippi Rebels image thumbnail MISS -1.5 (-110)
Pick made: one month ago
Brad Powers logo
Brad Powers
Betting Analyst
 -
 -
 -
 -
 -
 -
 -
 -
 -

Former Mississippi head coach Lane Kiffin will take his new team, LSU, into Oxford. Considering the controversial way he left the Rebels prior to the playoffs last year, there might not be a more hostile environment in college football this season. It’s a game worthy of giving the home team more than three points of home-field advantage.

Read Full Analysis
View Pick

The table above lets you know how profitable and helpful our sports betting computer picks have been across the last 100 college football games played. Our NCAAF computer picks use expert data to review odds and generate moneyline, spread, and total bets for every game throughout the season.

Listed in the table are unit details, which show the total profit or loss based on a bettor placing $100 on each of the last 100 college football picks made by the computer, on both the opening and closing lines.

Take advantage of these free college football picks before you wager any money at sportsbooks.

Free Computer Picks by Odds Shark

How to Use NCAAF Computer Picks

As human beings, we're bound to be biased with our picks and potentially fall into the trap of swinging with the public. With advanced stats growing in popularity and getting harder to track, college football computer predictions are starting to become more relied on.

Moneyline

Betting on a moneyline simply means you're picking the outright winner of the game, regardless of the scoring margin or total. If the team you choose wins, then your bet hits. Here's what it will look like over at your favorite sportsbook:

TeamMoneyline
Alabama Crimson Tide-120
Missouri Tigers+150

In this case, Alabama is favored to win the game as its moneyline odds have a minus sign (-) in front of the number. The favorites will have the minus sign present, and the underdogs will have a plus sign (+). Easy, right?

Spread

Betting the spread gives your bet a bit more breathing room. Here, you don't need to sweat out a team to win. Instead, you can wager on the point differential on the scoreboard.

Betting on the spread is a good idea when the moneyline profits aren't enticing. There's no point betting on Alabama as a heavy -1500 favorite over Missouri. But taking Missouri to keep the scoring margin within a certain frame will get you more bang for your buck.

TeamSpread
Alabama Crimson Tide-24.5 (-105)
Missouri Tigers+24.5 (-115)

In this example, the Tide are favored to dominate their game against Missouri, outperforming them by at least 24.5 points.

If Alabama does win by more than 25 points, that would mean the Crimson Tide covered the spread. But if the Tide won by just 20 points, then that would mean the Tigers "covered the spread" instead.

Totals

If you think the outcome of a game could flip in either direction, then an Over/Under is the way to go. This bet relies on the combined score from both teams and whether it goes Over or Under the point total listed at sportsbooks. Then, who cares who wins?

TeamTotal
Alabama Crimson TideO 52.5 (-110)
Missouri TigersU 52.5 (-110)

In this example, oddsmakers have set the total score for the game at 52.5 points. The choice is now up to you. If you think the Tide and Tigers will score a combined total of more than 52.5 points, 53 points or more, then pick the Over. If you're thinking otherwise, then bet the Under, and the bet will hit if they score fewer than 52.5 points.

If the set number was a whole number like 52 points and the two teams score exactly that amount, then it is considered a push and you'd get your money back.

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