Buffalo on the Money Line and Buffalo plus the 4.5 for even more!
Here is why--
Cause every monkey on the planet is betting Toledo
Cause every razor blade on the planet is betting Buffalo
Also, Buffalo's 2 road loses were at Baylor and at Ohio State- Toledo is not in same class as those 2 teams. Lastly, Toledo's coach and Buffalo's coach are close friends and close friends keep games close.. notice last year's game between these 2, the spread was 7.5 and they kept it within the 7.
So take Buffalo as BIG as you can AFFORD and after it wins go buy your kids something really nice!!!