Unreal story

Question

If u guys have noticed i have left here as I said I would but those who don't like me will get a kick out of this story.

Football is my best sport and i hit large especially since i did not post here as I have been a mush when doing so. Anyway I cashed a check for $3,000 right after hurricane Sandy so late october/early november.

Used the money to visit my alpha matar alabama and see them lose at home to texas ass to mouth and also used a good portion for an upcoming trip with my girl to mexico.

So today i go look at my checking account (had about $135 in there) and look and I am -$2600+ i am like WTF? I check my transaction history and see below:

11/27/2012

1

FOREIGN EXCHANGE DR XXXXX7527

$3,020.00

when i cashed the check i back in late october or so I noticed it was from a Candian bank but still cashed it no problem.. so i call my bank today and they say the check bounced and they had to debit it back into my checking account.

Unreal.. i use blowdog. I have always been paid by them but heard the horror stories..

Any suggestions? Now I am -$2693.90 in my checking and my debit card is useless I need to get this scrill back

anyone have this issue before? I am going to sue blowdog very very large

collegegambler · Answer

If u guys have noticed i have left here as I said I would but those who don't like me will get a kick out of this story.

Football is my best sport and i hit large especially since i did not post here as I have been a mush when doing so. Anyway I cashed a check for $3,000 right after hurricane Sandy so late october/early november.

Used the money to visit my alpha matar alabama and see them lose at home to texas ass to mouth and also used a good portion for an upcoming trip with my girl to mexico.

So today i go look at my checking account (had about $135 in there) and look and I am -$2600+ i am like WTF? I check my transaction history and see below:

11/27/2012

1

FOREIGN EXCHANGE DR XXXXX7527

$3,020.00

when i cashed the check i back in late october or so I noticed it was from a Candian bank but still cashed it no problem.. so i call my bank today and they say the check bounced and they had to debit it back into my checking account.

Unreal.. i use blowdog. I have always been paid by them but heard the horror stories..

Any suggestions? Now I am -$2693.90 in my checking and my debit card is useless I need to get this scrill back

anyone have this issue before? I am going to sue blowdog very very large

collegegambler · Answer

oh and the $3,020 is for a $20 fee for beacause of Foreign bank   lmao unreal

collegegambler · Answer

just imagine getting a check for $3,000   then spending the money on two nice vacations and some bills and then having $3,020 withdrew from an account u had $130 in because u assumed the check friggin cleared

animofight · Answer

no one cares

collegegambler · Answer

thanks for the helpful response jerkoff.  &#xD;&#xA;what would someone else do in this spot?

animofight · Answer

ask someone else but no one cares

HutchEmAll · Answer

There is an age old saying I live by (and recommend that others do as well): Don't spend the money until you actually have it.

Also, it sounds like you have zero money (other than this supposed $3K). Why are you visiting your alpha mater and taking trips to Mexico?

ShadowWarrior · Answer

How does a bank debit a checking account that does lacks funds?  Most institutions would make you wait till the check clears before you can make withdrawals.  Scams are predominant.  Univ. of Hawaii was scammed  for 200k for a bogus Stevie Wonder concert.  Led to the firing of AD the rehiring him to another position for about the same salary and other investigations and much ridicule and posturing with President Greenwood and Chancellor Applewood.  Just the attorney fees for all involved amounted to many thousands of dollars as these were private attorneys hired and not including university attorneys held as retainers.  Another 50k was lost by a promoter who put in his own personal funds thinking this whole concert was legit.

mainmanmainman2 · Answer

sounds like an ebay horror storygambling is something u dont wanna be apart of. geesh

HutchEmAll · Answer

Sounds like he ASSUMED the money would be credited to his account and his ego started writing checks his account couldn&#x27;t cash.

Slobbasaurus · Answer

Sounds like a nightmare.  BOL

TheJonner · Answer

Cash mahneeee ...

TheGoldenGoose · Answer

What do you mean blowdog?  Are you talking about Bodog?  They don&#x27;t even service US customers any more.  Did you mean Bovada?

collegegambler · Answer

yea bovada.   &#xD;&#xA;the thing i don&#x27;t understand is why did my bank let me desposit the check into my checking account...&#xD;&#xA;i dont know about u but once I cash or deposit a check i figure that is the end of it...   to suddently see the funds withdrawn a month later is a joke...

mbialowas · Answer

Get a new book

collegegambler · Answer

i apologize for saying i cashed the check.. i desposited the check into my checking account.

and for the guy saying that i should have not spent the funds? really cmon.. when you deposit a check do u really assume that a month later the funds are going to be taken away?

I figured once a check is either cashed or deposited that is the end of it... the money is yours end of story.

collegegambler · Answer

the check was deposited into my account... i assumed that it was mine after it was deposited and the funds became available november 2nd. was i to assume that the 3K was going to be randomly withdrawn yesterday?

Quote Originally Posted by HutchEmAll:

Sounds like he ASSUMED the money would be credited to his account and his ego started writing checks his account couldn't cash.

TheJonner · Answer

[Quote: Originally Posted by collegegambler] &#xD;&#xA;i apologize for saying i cashed the check..   i desposited the check into my checking account.    &#xD;&#xA;and for the guy saying that i should have not spent the funds?  really cmon.. when you deposit a check do u really assume that a month later the funds are going to be taken away?   &#xD;&#xA;I figured once a check is either cashed or deposited that is the end of it... the money is yours end of story. &#xD;&#xA;[/Quote]

collegegambler · Answer

i guess from now on I need to keep a ledger balance to cover the random withdrawal from my account from a check that i cashed a month earlier

collegegambler · Answer

i understand a check needs time to clear.  so when u see a foreign check and it goes into ur account as cash u just sit on it?  and assume it is going to bounce?

HutchEmAll · Answer

The check has to clear before you can use the funds.

And your story is starting to smell. You're saying they took back the money a month later?

Once a check clears, it clears. They can't "unclear" it a month later.

And if it was a month later, all the checks you had written over that 30 day period would have also cleared as well.

I'm starting to smell

HutchEmAll · Answer

It bounced a month after you deposited it?

TheGoldenGoose · Answer

How the hell Bovada maintains an A rating is beyond me. Calvin Ayre should be behind bars for some of the stuff he has pulled.

You need to call Bovada and tell them you want an immediate WU with no fees because they are the ones that bounced the check.

HutchEmAll · Answer

Now I am -$2693.90 in my checking and my debit card is useless _____________Considering you said you thought you had $135 in your account, your debit card was pretty useless anyway.

Unreal story

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