I'll take it one step further......look at my parlay record so far this NFL season.....I'm 1-4 but have a ROI of 100.79% The first week of NFL I would have been 5-2 with my picks (I hit a 3 teamer). Last week was terrible as i went 0-3 in my parlays and 0-5 in my individual picks. So I'm 7-7 on individual picks yet I have a 100% ROI on the season. If you can withstand the variance (which I can because I dont go crazy) parlays are actually the way to go.....Right now in college I'm doing individual games but as the season goes on I might add in some parlays or I might even go 100% parlays......