The POS vs DeSantis/Pence/Pompeo et al

@Zeus4par

 AGREED!!!

this deserves a bump because there are people here who completely refuse to discuss things in a forum that is made for discussion 

That’s like asking the sun to not shine or like Bill Cosby keeping those pills in his pocket during a date 

Farmers Insurance is leaving Florida which will impact about 100k customers right before our hurricane season begins.

Home owner insurance, or the lack thereof, is a major issue in the state that has gone unaddressed by wannabe Governor DeSantis.

Farmer’s Insurance ? Sometimes I like their jingle and I move my hips to it and then other times I can’t wait for it to get off my screen like it’s a guest in my home that has dirty shoes , drinks all my Fanta and that dribbles pee onto the toilet seat you know what I’m sayin’ ?

Amazing.

On a similar note, South Carolina has offered Disney a new home with guarantees, should the situation in Florida under the vindictive DeSantis regime remain untenable.

@Midnight1

What would you suggest he do?

I’m sorry I can’t take the guy from the Farmer’s commercials seriously because wasn’t he the leader of the white supremacists on the tv show OZ ? Sorry . Can’t get around that . I hate that shit and I will never get Farmer’s Insurance because of it ……

just like if Adabissi made the most delicious chocolate chip cookies ever , nope , wouldn’t buy them . Can’t respect you , can’t deal with you . Blood in , Blood out on that gents 

Alyssa Farah Griffin, former Trump's White House communication director, as said she withdraws her support for presidential hopeful Ron DeSantis over his 'incredibly homophobic' attack ad on Donald Trump.--Daily Mail.

DeSantis exhibits extreme ideology which will only hurt his presidential run in the general election even if he should win the GOP nomination. I would repeat it here, DeSantis is much worse than Trump to run this country.   

@Raiders22

 Let's start with returning the 3.9 million he has received from the insurance industry. His insurance bailout of 1 billion was supposed to bring down premiums for consumers & that has not happened. On one of our homes, we were given a 57% increase which we declined.

People on the west coast of Florida are still waiting for insurance checks to rebuild their homes & businesses from Hurricane Ian. He has been mute on this subject & hasn't exerted any pressure on these companies to pay up.

Statewide our premiums have increased 42% just in the last year. He's been an absentee Governor wasting time on his woke agenda bullshit instead of enticing other insurance companies to do business in our state. 

@Midnight1

What would you like to see him do that would 'entice' someone into a losing proposition?  If they are not going to make money they are not going to conduct business there.  If they want to charge a higher premium and folks do not want to pay it then they have to leave and the business will, hopefully, be taken by someone that will charge less.

Insurance companies are in the business to make money.  If folks keep filing more and more claims and the property values keep going up they will lose money if they do not raise the premiums.

So, I am not sure how you want him to fix this.  He does not want to lower property values, that would be bad.  He cannot make a company do business in the state, it does not work that way.

If folks there have to pay a higher premium to get insurance then they will have to pay it.  He cannot fix that because that is part of the business model equation.

So I am not sure what you think he could do exactly?  Of course he is quiet about it, what's there for him to say?

@Europa

many support her position  

Ron has our insurance issues all figured out in Florida. This is from a local paper.

While another insurance company bids the Sunshine State farewell, Ron DeSantis is urging patience for those homeowners stuck in what he calls a “challenging market.”

“I think what’s going to happen is because we did those reforms, it now is more economical for companies to come in. I think they’re going to wait through this hurricane season and then I think they’re going to be willing to deploy more capital to Florida,” DeSantis said Wednesday during an appearance.

“So, knock on wood, we won’t have a big storm this summer. Then I think you’re going to start to see companies see an advantage,” DeSantis added.

He's full of shit. Harvard is asking that he return his diploma! 

I called his office to make sure he knows we have a hurricane season every year. 

Oh and btw if you are hoping to buy a new home, you better be able to pay cash because as far as I know, no one will give you a mortgage without you having insurance.

Absolutely you can still get homeowners insurance in Florida.  It is just more expensive.  This is part of what you factor into where you buy and how much you buy.  The state has been growing and the costs of claims has been rising.  This is to be expected.  You cannot have a great influx of folks coming to the state and buying homes without prices going up.  You cannot keep having these more expensive homes filing claims without the premiums going up.  There are still at least 15-20 major insurance companies that are active in Florida.

If you want to live in Florida this is simply something you have to factor in and decide if it is worth it overall.  This is the same if you move to any other state.  Each state will have its benefits and drawbacks.

There may be a lot of things you can be upset with DeSantis and blame on him but I do not see this as one of them.  There is not much he can do about this.  The actuarial tables are what they are in this case.  

In a sense it is a good thing:  people are moving to the state because it has a good climate and good economy; on the other hand it is a bad thing:  people are moving into a more disaster-prone area and causing the prices to go up.

But the Governor cannot do anything about this industry to bring prices down and he certainly cannot force a particular company to do business in his state.

one of the worst governors of florida ever 

Climate change is making some areas uninsurable because of increasing risks and higher costs.  Not just in Florida, Louisiana and California but throughout the US.  To reduce risks may require better buildings to withstand disasters and people moving to safer areas.

This is an understatement. As of June, the average rates for home insurance in Florida were triple the U.S. average. 

Fat boy Ron Desantis is handling things tremendously down in Florida, insurance, healthcare, and business in general. How this man is in contention for the nomination is astounding. Oh yeah, I guess he is some kind of courageous anti-"Woke" freedom fighter. I'm sure all of these Floridians that cannot get decent healthcare, or home insurance in a natural disaster zone can at least take solace in the fact they do not need to read any gay gender identity books! 

@DeezyAZ81

 Yes, the premiums are more expensive in Florida and in other states for various risk factors.

I am not sure what your point is.  Everyone knows this.  That is why I say that is something you factor into what type of house you buy and where you move to and whether you leave or not.  

If that is a person's main thing they consider when buying a house -- then buy a cheaper house, or buy in a better location in the state.

If that is so important to a person about where they move to or where they live -- then they should consider another state.  But they have to evaluate whether they would rather live in Utah or Wisconsin just because they want a cheaper homeowner's premium.

This actually has very little to do with DeSantis and there is nothing much he can do about it.  He cannot stop the hurricanes for example.  

The only argument that could be made would be to say for him to run the state's economy into the ground so folks leave the state and the houses become cheaper -- then the premiums would get cheaper.

This is just another example of people bellyaching because they buy a house that they really cannot afford and now an extra cost has put them into a tougher situation financially; people need to plan ahead and adjust as they go.

An easier way to look at it is to simply ask what states you think should have MORE expensive premiums right now and WHY?

Imagine if you were opening an insurance company, what would you do -- you cannot charge the same in FL, TX, OK, LA as you do in UT, WI, PA, OR, etc.

[Quote: Originally Posted by Raiders22]@DeezyAZ81  Yes, the premiums are more expensive in Florida and in other states for various risk factors. I am not sure what your point is.  

This is quite obvious. Of course, premiums in places like Florida and California are more expensive because they is more risk. However, it is clear you do not know how capitalist markets work or how poor Desantis leadership is in terms of addressing natural disasters and the lack of working with insurance companies to help those impacted. The point is that housing insurance costs are rapidly rising in Florida compared to other states with similar risk, partly because of Desantis poor policies and fake, selective outrage against "wokism", which is motivating crucial businesses to bounce from Florida.  Insurance companies like Farmer's Insurance are exiting the market, which drives up prices for homeowners because there is less choice and policies, meaning insurance companies that choose to stay can continue jacking up prices for home insurance because they are they are only option or game in town. 

Keep the fight against "wokism" alive though because that is what is most important in Florida. 

We are having the same issues here in CA ; insurance companies are leaving the state due to fire danger.  Your issues are "not" unique . 

@DeezyAZ81

 No sir.  California is one of the cheapest.  They are way less risky than Florida or Louisiana.

I am considered by many an expert on it.  I write on it and speak on it and have for years.  I think you are simply mixing up several issues here.

If a company decides it is in their best interest to move, they move.  If they can make more money in another state, they move.

There is nothing DeSantis can do to stop hurricanes.

All he can do is repair afterwards and by most accounts does that very well.

What would you have him do, EXACTLY, to bring down premiums OR MAKE a company conduct business in his state?

@DeezyAZ81

 Either that or you have to say EXACTLY what he did to make the premiums go up?

Maybe, you can argue he has made the state more 'attractive' for folks to move to -- thus driving up costs.  Because now there are more people there living in more expensive houses.

But the bottom line is Florida is one of the more riskier states to insure homes in.  No other way to look at it.  

RAIDERS, you have described well how a market-based economy is supposed to work, a subject lost on many lefties..  You can't "entice" a company to come to your state (or at least you shouldn't) if the economics don't work for that company.

@Rush51

 The frustration is easy to understand if you live somewhere and all of a sudden a bill goes up.  

If you already lived there before the last few years -- then your mortgage payments have remained the same or your house is already paid off.

But now a bill that can change is changing on you.  So, naturally you look at a scapegoat to blame.  So, they blame the Governor for any bad thing -- whether he is the blame or not.  This is human nature in a way.

If you are someone that was already living in Florida and wanted to move or upgrade -- then you are frustrated as well.  Because house prices have skyrocketed now because of all of the people moving there.  Many blame DeSantis for this also.

There are things to knock the guy about -- these are simply the wrong things.

You must not pay attention to the concerns and feedback from Florida residents because this is definitely not the case. This illustrates you are by no means an "expert" on this because you are way off. If you cannot see how his social policies and attacks on certain issues impact businesses choosing to leave I cannot really help you.