Your mortgage is almost $5k per month?
Your mortgage is almost $5k per month?
Your mortgage is almost $5k per month?
Your mortgage is almost $5k per month?
Married with a newborn
Mortage- $4600/mo
student loans- 1700/mo ( 9 yrs undergrad and 10 yrs post grad combined between the two of us, locked in at 1.5% for 30 yrs thanks uncle sam)
credit cards- 2000/mo. (balance was at 70k combined when we got out of school, we will be out of cc debt in 3 months)
cars - 1400/mo (expensed through business)
home insur- 100/mo
cable/internet- 200/mo
power/water/gas/trash- 400/mo
life insurance- 275/mo
HOA dues- 275/mo
golf membership dues- 575/mo and still a high handicap
kid so far (two months old)- 750/mo
gambing/drinking/dining/travel/fucking off money- 3000/mo, depends how many losers I select after my in-depth research
nanny starting in 5 months- 2200/mo
nannys health insurance- 650/mo, medicare is 3 yrs away for her.....
property taxes- 9000/yr, trending downwards last few yrs.........
dog- 150/mo- more toys and better food than I get
wifes shopping and 8 yearly trips back to Iowa- roughly 1200/mo (put it this way fuckers, I know the UPS guy so good now that I recognize him and his whole family now out around town. thats how much she shops online.)
Business expenses- a lot
Have not done this little exercise since we bought our house a while ago. Its a sickening little exercise
So what team do you play for?
Married with a newborn
Mortage- $4600/mo
student loans- 1700/mo ( 9 yrs undergrad and 10 yrs post grad combined between the two of us, locked in at 1.5% for 30 yrs thanks uncle sam)
credit cards- 2000/mo. (balance was at 70k combined when we got out of school, we will be out of cc debt in 3 months)
cars - 1400/mo (expensed through business)
home insur- 100/mo
cable/internet- 200/mo
power/water/gas/trash- 400/mo
life insurance- 275/mo
HOA dues- 275/mo
golf membership dues- 575/mo and still a high handicap
kid so far (two months old)- 750/mo
gambing/drinking/dining/travel/fucking off money- 3000/mo, depends how many losers I select after my in-depth research
nanny starting in 5 months- 2200/mo
nannys health insurance- 650/mo, medicare is 3 yrs away for her.....
property taxes- 9000/yr, trending downwards last few yrs.........
dog- 150/mo- more toys and better food than I get
wifes shopping and 8 yearly trips back to Iowa- roughly 1200/mo (put it this way fuckers, I know the UPS guy so good now that I recognize him and his whole family now out around town. thats how much she shops online.)
Business expenses- a lot
Have not done this little exercise since we bought our house a while ago. Its a sickening little exercise
So what team do you play for?
That's just shy of $200K and I don't even see electric/nat gas bills in that list
That's just shy of $200K and I don't even see electric/nat gas bills in that list
Some of you guys were paying more on property taxes than I was paying on rent, not to mention those colossal mortgages
Livin in the burbs
Some of you guys were paying more on property taxes than I was paying on rent, not to mention those colossal mortgages
Livin in the burbs
Here's my old list in euro
Rent €400
Electric (Summer €50) Winter €180
Internet/phone €70
Car insurance €27
Road tax/gasoline €150
Loans €200
Food/drink/smokes €400 - 600 approx
Here's my old list in euro
Rent €400
Electric (Summer €50) Winter €180
Internet/phone €70
Car insurance €27
Road tax/gasoline €150
Loans €200
Food/drink/smokes €400 - 600 approx
Some of you guys were paying more on property taxes than I was paying on rent, not to mention those colossal mortgages
Livin in the burbs
Some of you guys were paying more on property taxes than I was paying on rent, not to mention those colossal mortgages
Livin in the burbs
Here's my old list in euro
Rent €400
Electric (Summer €50) Winter €180
Internet/phone €70
Car insurance €27
Road tax/gasoline €150
Loans €200
Food/drink/smokes €400 - 600 approx
Here's my old list in euro
Rent €400
Electric (Summer €50) Winter €180
Internet/phone €70
Car insurance €27
Road tax/gasoline €150
Loans €200
Food/drink/smokes €400 - 600 approx
Not in my old place, it was all electric storage heaters
Still it was a new build 2 bed apartment so it wasn't too big or expensive to heat relative to what you'd spend on oil fired central heating which is the most common form of heating in most parts of the country. Dublin mostly uses piped natural gas but it's rare in the rest of the country
Not in my old place, it was all electric storage heaters
Still it was a new build 2 bed apartment so it wasn't too big or expensive to heat relative to what you'd spend on oil fired central heating which is the most common form of heating in most parts of the country. Dublin mostly uses piped natural gas but it's rare in the rest of the country
Here's my old list in euro
Rent €400
Electric (Summer €50) Winter €180
Internet/phone €70
Car insurance €27
Road tax/gasoline €150
Loans €200
Food/drink/smokes €400 - 600 approx
Should also mention this is monthly not weekly
Here's my old list in euro
Rent €400
Electric (Summer €50) Winter €180
Internet/phone €70
Car insurance €27
Road tax/gasoline €150
Loans €200
Food/drink/smokes €400 - 600 approx
Should also mention this is monthly not weekly
true
I'd rather rent for the rest of my life than be tied down by a mortgage swallowing 60-70% of my income.People say you'll get promoted,get a better job more money etc etc but only buy a place according to your circumstances now not where you'll be in 10 years
People's obsession with property reached epidemic proportions over here and the result was €70 billion down the hole in bank bailouts and probably more to come in the next few years when tens of thousands of people default on their mortgages and have their houses repossessed.
Not to mention the government defaulting on their EU/IMF debt along with the ensuing collapse of the entire banking sector which may follow.
true
I'd rather rent for the rest of my life than be tied down by a mortgage swallowing 60-70% of my income.People say you'll get promoted,get a better job more money etc etc but only buy a place according to your circumstances now not where you'll be in 10 years
People's obsession with property reached epidemic proportions over here and the result was €70 billion down the hole in bank bailouts and probably more to come in the next few years when tens of thousands of people default on their mortgages and have their houses repossessed.
Not to mention the government defaulting on their EU/IMF debt along with the ensuing collapse of the entire banking sector which may follow.
Yeah it seems everyone wants their fairytale dream of a big house in the burbs,kids in private schools,being able to hire a gardener and a maid,3 cars in the garage etc etc but you better have money to pay for all that. That's not the kind of lifestyle want
Me. I'll probably be a big city dweller for the next few decades at least C
Living the dream liquor,strip clubs,going to football games
Yeah it seems everyone wants their fairytale dream of a big house in the burbs,kids in private schools,being able to hire a gardener and a maid,3 cars in the garage etc etc but you better have money to pay for all that. That's not the kind of lifestyle want
Me. I'll probably be a big city dweller for the next few decades at least C
Living the dream liquor,strip clubs,going to football games
Haven't done this exercise in awhile and now I know why. I live with my girlfriend of 5 years. Her daughter and my son both live with us part time (the girl a little over half the time and my son every other weekend). Can't believe we spend this much money on living expenses.
Rent - $2000 (Gilbert, AZ. - about 3000 square feet)
Car payments - $1242 (Audi S4 and Ford Edge Sport)
Car/Renters Insurance - $225
Child Support for my son - $800
Cable/Internet - $155
Credit Cards - $100 (I carry less than $1000 in credit cards)
Electric/Gas/Water/Trash - $350
Gasoline - $500 per month (at least)
Cell phones - $250 (mine is reimbursed through work)
Landscaper - $100
So that's $5700 alone without food and entertainment, which I'm hard pressed to believe is any less than $1000 per month.
Pretty embarassing that a guy like me, from very meager beginnings, is spending almost $7000 a month to live. I think I need to re-evaluate where my money goes.
Haven't done this exercise in awhile and now I know why. I live with my girlfriend of 5 years. Her daughter and my son both live with us part time (the girl a little over half the time and my son every other weekend). Can't believe we spend this much money on living expenses.
Rent - $2000 (Gilbert, AZ. - about 3000 square feet)
Car payments - $1242 (Audi S4 and Ford Edge Sport)
Car/Renters Insurance - $225
Child Support for my son - $800
Cable/Internet - $155
Credit Cards - $100 (I carry less than $1000 in credit cards)
Electric/Gas/Water/Trash - $350
Gasoline - $500 per month (at least)
Cell phones - $250 (mine is reimbursed through work)
Landscaper - $100
So that's $5700 alone without food and entertainment, which I'm hard pressed to believe is any less than $1000 per month.
Pretty embarassing that a guy like me, from very meager beginnings, is spending almost $7000 a month to live. I think I need to re-evaluate where my money goes.
Haven't done this exercise in awhile and now I know why. I live with my girlfriend of 5 years. Her daughter and my son both live with us part time (the girl a little over half the time and my son every other weekend). Can't believe we spend this much money on living expenses.
Rent - $2000 (Gilbert, AZ. - about 3000 square feet)
Car payments - $1242 (Audi S4 and Ford Edge Sport)
Car/Renters Insurance - $225
Child Support for my son - $800
Cable/Internet - $155
Credit Cards - $100 (I carry less than $1000 in credit cards)
Electric/Gas/Water/Trash - $350
Gasoline - $500 per month (at least)
Cell phones - $250 (mine is reimbursed through work)
Landscaper - $100
So that's $5700 alone without food and entertainment, which I'm hard pressed to believe is any less than $1000 per month.
Pretty embarassing that a guy like me, from very meager beginnings, is spending almost $7000 a month to live. I think I need to re-evaluate where my money goes.
Haven't done this exercise in awhile and now I know why. I live with my girlfriend of 5 years. Her daughter and my son both live with us part time (the girl a little over half the time and my son every other weekend). Can't believe we spend this much money on living expenses.
Rent - $2000 (Gilbert, AZ. - about 3000 square feet)
Car payments - $1242 (Audi S4 and Ford Edge Sport)
Car/Renters Insurance - $225
Child Support for my son - $800
Cable/Internet - $155
Credit Cards - $100 (I carry less than $1000 in credit cards)
Electric/Gas/Water/Trash - $350
Gasoline - $500 per month (at least)
Cell phones - $250 (mine is reimbursed through work)
Landscaper - $100
So that's $5700 alone without food and entertainment, which I'm hard pressed to believe is any less than $1000 per month.
Pretty embarassing that a guy like me, from very meager beginnings, is spending almost $7000 a month to live. I think I need to re-evaluate where my money goes.
It's just sad because I don't feel like I'm living that well, but I know 95% of the American public would kill to have what I have. I can say I'm a very gracious person though. I'm always helping family and friends out financially.
It's just sad because I don't feel like I'm living that well, but I know 95% of the American public would kill to have what I have. I can say I'm a very gracious person though. I'm always helping family and friends out financially.
It's just sad because I don't feel like I'm living that well, but I know 95% of the American public would kill to have what I have. I can say I'm a very gracious person though. I'm always helping family and friends out financially.
It's just sad because I don't feel like I'm living that well, but I know 95% of the American public would kill to have what I have. I can say I'm a very gracious person though. I'm always helping family and friends out financially.
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