Fast forward six or seven years...you got a job, a young family that depends on you for it all, and the respect of your wife. Now, throw your current dilemma in to this picture. What are you gonna do? I'll tell you what you won't do...you won't underestimate your situation. You wont underestimate your book's capacity to collect the debt, the safety of that young family/wife, and the unnecessary illumination of your predicament. You take care of business first, then deal with/mend your personal issues. But business first if it puts your personal world in jeopardy.
Now reel it back in to today. You're at the tail end of your educational phase and in an uncomfortable spot. The only person that's in the line of fire right now is you. Take care of business. Post #42 and #45 are accurate assessments. Its the end of the pay period and it's time to pay up. So start paying up. Incrementally, but pay.
Maybe you have a great relationship with a family member that can front you the value of that mark and will keep it under the radar, maybe you don't...maybe you sign up for a job that dedicates the pay to your book. But do not push this problem to the right via a cash advance on a credit card or a lending institution. Keep it private. You got careless, not ruined.
There are many good/great posts offered up here re: the personal side of this equation. Repair as required.
Some good caring responses have been put on display in this thread...some quite soul baring. Tip o' the hat to you all. For those that chose to mock or kick a wounded dog .... the spotlight didn't miss you.
Fast forward six or seven years...you got a job, a young family that depends on you for it all, and the respect of your wife. Now, throw your current dilemma in to this picture. What are you gonna do? I'll tell you what you won't do...you won't underestimate your situation. You wont underestimate your book's capacity to collect the debt, the safety of that young family/wife, and the unnecessary illumination of your predicament. You take care of business first, then deal with/mend your personal issues. But business first if it puts your personal world in jeopardy.
Now reel it back in to today. You're at the tail end of your educational phase and in an uncomfortable spot. The only person that's in the line of fire right now is you. Take care of business. Post #42 and #45 are accurate assessments. Its the end of the pay period and it's time to pay up. So start paying up. Incrementally, but pay.
Maybe you have a great relationship with a family member that can front you the value of that mark and will keep it under the radar, maybe you don't...maybe you sign up for a job that dedicates the pay to your book. But do not push this problem to the right via a cash advance on a credit card or a lending institution. Keep it private. You got careless, not ruined.
There are many good/great posts offered up here re: the personal side of this equation. Repair as required.
Some good caring responses have been put on display in this thread...some quite soul baring. Tip o' the hat to you all. For those that chose to mock or kick a wounded dog .... the spotlight didn't miss you.
Some other thoughts:
Sell anything reasonable asset wise aside from a car.
Reduce your credits at college (pushing Graduation back one semester isn't a death blow hell people get half their college credits at community college at a fraction of the price). If you take a full load (15 credits) go to 3 or 6 and pick up more work in the meantime. Take online classes. Take an easy BS job if need be. I did 18 credits and 40 hours of work not even bragging about it. It's not that hard depending on the difficulty of classes and your employer's willingness to work with you.
I think a loan isn't the worst idea depending on the interest rate, you won't get anything without collateral though. Giving a small interest fee for the safety of your life and limbs is well worth it.
Ask family and friends for money and offer to pay a small amount for it.
Some other thoughts:
Sell anything reasonable asset wise aside from a car.
Reduce your credits at college (pushing Graduation back one semester isn't a death blow hell people get half their college credits at community college at a fraction of the price). If you take a full load (15 credits) go to 3 or 6 and pick up more work in the meantime. Take online classes. Take an easy BS job if need be. I did 18 credits and 40 hours of work not even bragging about it. It's not that hard depending on the difficulty of classes and your employer's willingness to work with you.
I think a loan isn't the worst idea depending on the interest rate, you won't get anything without collateral though. Giving a small interest fee for the safety of your life and limbs is well worth it.
Ask family and friends for money and offer to pay a small amount for it.
LOL
College Student tells me one thing.
YOU DONT KNOW JACK ABOUT GAMBLING SON.
Youre too young to have the experience necessary to do this for money. Ive been where you are 30 some odd yrs ago and I was told...................
STOP BEFORE YOU DIE.
I did and got some experience that wasn't life threatening or financial threatening. Now I win more than I lose but ONLY CUZ OF THE LESSONS LIKE THE ONE YOU WILL LEARN FROM THIS
GL MAN
LOL
College Student tells me one thing.
YOU DONT KNOW JACK ABOUT GAMBLING SON.
Youre too young to have the experience necessary to do this for money. Ive been where you are 30 some odd yrs ago and I was told...................
STOP BEFORE YOU DIE.
I did and got some experience that wasn't life threatening or financial threatening. Now I win more than I lose but ONLY CUZ OF THE LESSONS LIKE THE ONE YOU WILL LEARN FROM THIS
GL MAN
Fast forward six or seven years...you got a job, a young family that depends on you for it all, and the respect of your wife. Now, throw your current dilemma in to this picture. What are you gonna do? I'll tell you what you won't do...you won't underestimate your situation. You wont underestimate your book's capacity to collect the debt, the safety of that young family/wife, and the unnecessary illumination of your predicament. You take care of business first, then deal with/mend your personal issues. But business first if it puts your personal world in jeopardy.
Now reel it back in to today. You're at the tail end of your educational phase and in an uncomfortable spot. The only person that's in the line of fire right now is you. Take care of business. Post #42 and #45 are accurate assessments. Its the end of the pay period and it's time to pay up. So start paying up. Incrementally, but pay.
Maybe you have a great relationship with a family member that can front you the value of that mark and will keep it under the radar, maybe you don't...maybe you sign up for a job that dedicates the pay to your book. But do not push this problem to the right via a cash advance on a credit card or a lending institution. Keep it private. You got careless, not ruined.
There are many good/great posts offered up here re: the personal side of this equation. Repair as required.
Some good caring responses have been put on display in this thread...some quite soul baring. Tip o' the hat to you all. For those that chose to mock or kick a wounded dog .... the spotlight didn't miss you.
Fast forward six or seven years...you got a job, a young family that depends on you for it all, and the respect of your wife. Now, throw your current dilemma in to this picture. What are you gonna do? I'll tell you what you won't do...you won't underestimate your situation. You wont underestimate your book's capacity to collect the debt, the safety of that young family/wife, and the unnecessary illumination of your predicament. You take care of business first, then deal with/mend your personal issues. But business first if it puts your personal world in jeopardy.
Now reel it back in to today. You're at the tail end of your educational phase and in an uncomfortable spot. The only person that's in the line of fire right now is you. Take care of business. Post #42 and #45 are accurate assessments. Its the end of the pay period and it's time to pay up. So start paying up. Incrementally, but pay.
Maybe you have a great relationship with a family member that can front you the value of that mark and will keep it under the radar, maybe you don't...maybe you sign up for a job that dedicates the pay to your book. But do not push this problem to the right via a cash advance on a credit card or a lending institution. Keep it private. You got careless, not ruined.
There are many good/great posts offered up here re: the personal side of this equation. Repair as required.
Some good caring responses have been put on display in this thread...some quite soul baring. Tip o' the hat to you all. For those that chose to mock or kick a wounded dog .... the spotlight didn't miss you.
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