Notre Dame vs Penn State Predictions, Picks & Best Bets for the Orange Bowl CFP Semifinal

Farmer's prediction: Penn State's stubborn insistence on sticking with its passing game will lead to the Over cashing tonight.

Douglas Farmer - Betting Analyst at Covers
Douglas Farmer • Betting Analyst
Jan 9, 2025 • 18:14 ET • 4 min read
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This article contains predictions for an old game!

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Riley Leonard Drew Allar NCAAF
Photo By - Imagn Images. Notre Dame quarterback Riley Leonard and Penn State quarterback Drew Allar.

The Notre Dame Fighting Irish and the Penn State Nittany Lions were both rather definitive in their College Football Playoff quarterfinal wins. However, the Irish were actually downgraded in power ratings for beating Georgia.

Recognizing that absurd reality headlines tonight's Notre Dame vs. Penn State predictions. My free college football picks run counter to most of the world, arguing for the Over in the Orange Bowl.

Kickoff is set for 7:30 p.m. ET at Hard Rock Stadium in Miami, with the game airing on ESPN.

Notre Dame vs Penn State predictions and best bet

Notre Dame vs Penn State spread

Life is more complicated than this, but Notre Dame is 12-2 against the spread this season while Penn State is just 8-7. Furthermore, the two Irish ATS losses both came as four-touchdown favorites against MAC programs.

In games with spreads within a score, the Nittany Lions have gone just 1-3 ATS, not to mention losing two of them outright. Notre Dame is 6-0 both outright and ATS when the spread is within a score.

Notre Dame vs Penn State moneyline

Neither Notre Dame’s defense nor Penn State’s defense is at full strength, but both units should still demand respect. They will be the two best units on the field in Miami this week.

However, one of those causes a touch more chaos than the other. The Irish are +18 in turnover margin this season in 14 games; the Nittany Lions are +10 in 15 games.

This is a rather even matchup, one that should affirm the joy of the expanded 12-team Playoff. In a game this tight, look to the margins for the edge, and turnovers are the clearest piece of the margins. Irish quarterback Riley Leonard has not put the ball into jeopardy while under pressure in the Playoff, with his turnover-worthy play rate at 1.6% this season.

Notre Dame’s net field position ranks No. 3 in the country, another example of excelling on the margins, per cfb-graphs.

Notre Dame vs Penn State total

The two defenses may be the best two units on the field in Hard Rock Stadium, but defenses this good often counter-intuitively create points. That is a subtle effect of chaos.

When the Irish pick off Nits’ quarterback Drew Allar, that may well set up a short field for Notre Dame. And yes, that should be considered a “when,” not an “if.” Allar has thrown all seven of his interceptions this season in one-score games, averaging a pick every 21.4 pass attempts in those five contests.

My best bet
Over 45.5 (-105 at BetMGM)
Picks made at time of writing may not reflect live odds.

My analysis

The world has overreacted to Notre Dame’s offensive performance against Georgia. 

Let’s state a few truths: Entering the Sugar Bowl, the Bulldogs’ defense ranked No. 10 by SP+ metrics and No. 12 in expected points added (EPA) per snap against. Georgia’s defense is nowhere near its 2021 levels, but it is a stellar defense that should not be knocked.

Entering the Sugar Bowl, the Irish offense ranked No. 4 in SP+ metrics, holding a value of 39.7. Understanding that value is not important at the moment, just note that it fell to 38.5 despite the Sugar Bowl win, now No. 6.

It cannot be denied that the Irish did not do much offensively against the Bulldogs, scoring just 16 points — seven more came on a kickoff return — with the only touchdown the product of a one-play, 13-yard drive. Notre Dame succeeded on only 36% of its snaps.

But that was the Irish plan. The offense should not be so downgraded because the plan succeeded.

Notre Dame gave up exactly one tackle for loss against a defensive front that notched 25 of them in two games against Texas. Quarterback Riley Leonard took 13 rushes for 91 yards, forcing six missed tackles and averaging 4.47 yards after contact per rush.

Those plays were not designed to break loose on the scoreboard. They were intended to keep the Irish from any mistakes that would set up the Bulldogs with an advantageous field position, always the only way to a win for this Georgia team.

The Irish have since been downgraded by advanced metrics for achieving its offensive game plan. That creates value for us in the betting market.

On the other side of the ball, Penn State’s insistence on passing the ball should further this argument for an Over. The Irish have the best pass defense in the country, one so good that opponents usually give up on the pass, running the ball 6.5% more often than an average team would in a given game state, the fourth-highest rate in the country.

However, the Nittany Lions are not programmed to do that, ranking in the bottom third of the country in rushing rate over expectations. That is in part because, as good as Penn State’s rushing attack is, its passing attack determines the ceiling.

Look at it this way: The Nits rank No. 13 in EPA gained per rush, adding an average of 0.078 points on each rushing attempt; their No. 4 rank in EPA per dropback comes with an average of 0.137 points added per dropback.

Succeeding at that rushing pace will not win at this level. Succeeding at that passing pace will.

Now, Penn State may struggle to succeed against the best-passing defense in the country, but finding some eventual success through the air will be the Nittany Lions’ best path to a national title game appearance.

At some point, Penn State will find some passing success, even amid struggles. And that stubbornness to stick through the air will only help this Over cash.

Notre Dame vs Penn State same-game parlay (SGP)

Over 44.5

Notre Dame moneyline

Drew Allar 1+ passing touchdowns


In a very sincere manner, can anyone find a margin in which Penn State has a clear edge? This is a remarkably even game, at least on paper, so the study should be on what smaller aspect of the game could dictate an edge.

Notre Dame has a better turnover margin, though both quarterbacks are quite safe with the ball. The Irish special teams also create better field position, as kicker Mitch Jeter is 5-of-6 on field goals in the Playoff, apparently righting his season-long struggles.

As good as the Nittany Lions are, and they very much are, they lack an edge in any particular area that could determine this game when the primary units play to a draw.

Adding in a Drew Allar passing touchdown is a rather conservative thought in line with the Over intentions. Penn State will throw the ball. That is who offensive coordinator Andy Kotelnicki is.

At some point, that will succeed, even against the best-passing defense in the country.

Learn how to bet a same-game parlay with these helpful tips and strategies.

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More Notre Dame vs Penn State picks and odds from Covers


Notre Dame vs Penn State odds

Notre Dame vs Penn State live odds

Notre Dame vs Penn State opening odds

  • Penn State vs. Notre Dame spread: Notre Dame -1.5
  • Penn State vs. Notre Dame moneyline: Notre Dame -125, Penn State +105
  • Penn State vs. Notre Dame Over/Under: 46.5

Odds courtesy of BetMGM

Notre Dame vs Penn State spread and Over/Under analysis

  • As Notre Dame polished off Georgia, this spread opened with the Irish favored by 1.5 and moved to -2 within that same night.
  • As of Tuesday evening, this spread peaked at -2.5 for most of Tuesday before falling back to -1.5.
  • The total opened at 46.5 and climbed to 47.5 for a brief respite before ticking down to 45.5 early in the week.
  • 62% of Covers Consensus users are backing Notre Dame on the spread, while 54% are taking the Over.

Notre Dame vs Penn State betting trend to know

Notre Dame has covered the spread in 10 straight games, exceeding bookmakers’ expectations by an average of 11.4 points in that span. Find more college football betting trends for Notre Dame vs Penn State.

How to watch Penn State vs Notre Dame game info

Location: Hard Rock Stadium, Miami, FL
Date: Thursday, 1-9-2025
Kickoff: 7:30 p.m. ET
TV:
ESPN

Penn State vs Notre Dame latest injuries

Neither Notre Dame nor Penn State has been forthcoming with injury updates this week, something that maybe college football will address someday. We do know that three key players are working through injuries, with Notre Dame's two concerns looking more promising than Penn State defensive end Abdul Carter.

Battling a shoulder injury, Carter will play if at all able, according to Nittany Lions head coach James Franklin, but his practice appearance early in the week featured little movement. Some might wonder how necessary a shoulder is for a defensive end, but if that arm is weakened, then he cannot swim past an offensive tackle, and his tackling will be far more unsure. Those practical concerns do not even factor in pain management.

Notre Dame defensive tackle Howard Cross appeared to aggravate an ankle injury in the Sugar Bowl, but all indications are that is not much of an added concern this week. He is by no means 100%, but Cross should be as strong as he was against Georgia.

More worrying for the Irish, star running back Jeremiyah Love has been seen in a hefty knee brace this week after getting caught in a pile in New Orleans, reaggravating an injury first suffered against USC in the regular-season finale. Notre Dame has projected optimism around Love, but skepticism is somewhat warranted.

As of Thursday morning, rumors of a flu bug in the Irish locker room have also taken hold. It's worth noting that Notre Dame has been battling the flu for nearly a month now. Most of the roster has had it by now, though some reserves may be feeling its effects today.

Looking for who’s opted out of this game? Check out our updated college football bowl game opt-out tracker.

Penn State vs Notre Dame weather

Monitor gametime conditions with our College football weather info.

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Douglas Farmer
Betting Analyst

Douglas Farmer spends his days thinking about college football and his nights thinking about the NBA. His betting habits and coverage follow that same pattern. He covered Notre Dame football for various outlets from 2008 to 2024, most notably spending eight seasons as NBC Sports’ beat writer on the Irish. That was also when his gambling focus took off. Knowing there were veteran beat writers with three decades more experience than he had, Douglas found his niche by best recognizing Notre Dame’s standing in each year’s national landscape, a complex tapestry most easily understood and remembered via betting odds.

In 2021, that interest created a freelance opportunity with Covers, a role that eventually led to Douglas joining the company full-time in 2023. In the fall, Douglas will place five or six dozen bets each week, a disproportionate amount via BetRivers because the operator tends to have lines slightly different than the rest of the market. The same can be said of Circa Sports’ futures markets.

While Douglas is an avid NBA fan and covers the league throughout the year, the vast majority of his bets are on college football, because that is the biggest key to sports betting: Know what you do not know.

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