young1jesus

Agree, stupid!  Pats stink, should be no reason to play Maye this year.  Play Brisset, get him killed and get a top3 draft pick and draft oline help.  Even if Maye steps up and can get you 5 wins, its just hurting draft position.  I also wasn’t a fan of them using last year’s pick on a qb.  The team is not a qb away from being competitive, they have too many holes to fill and qb should be the last piece of the puzzle not the first.  

Are they good enough to represent NFC in superbowl? not in love with the low odds (12/1) and already have NYJ 30/1 and Atlanta 40/1 but looking hard & long at Lions as well.  

I took Atlanta 40/1 right before Cousins signing & also have NYJ 30/1.  

Grabbed Atlanta 40/1.  Weak division and should absolutely see playoffs.  Bijan should run roughshod in year 2 which will make Cousins that much better.  They probably take a defender with #8 pick but imagine that offense with Bowers added in? yikes….anyway 40/1 in the nfc which really should just be between sf, dal, phili, det, gb and maybe a surprise team.  Alot more manageable than afc. i do like the jets but afc is loaded.  good luck

I really don’t know how its not Ohio St & UGA.  Ohio St has a pretty easy schedule & with Howard at qb & Judkins at rb things should setup nice for them.  ND does interest me because i think they get into playoffs but then will just ultimately lose to a UGA/Ohio St.  Oregon same thing but really like Gabriel in that offense.

@wildwelder303

 I have baltimore 20/1 to win the SB and i still don’t know how i feel about it.  I say to myself ok they are good but are they that good???  I guess i just don’t see them there.  Hopefully i am wrong!

I missed the boat on this because odds got cut in half since they beat KC last week but does anyone think Buffalo can finish strong, get into the playoffs and make a run?  I personally think its a tough ask but also i wouldn’t want them coming to town and have to play them.  I have Baltimore 20/1 to win SB and was thinking making a play on Buffalo 10/1 to win AFC.  thoughts??

@lookingtowin

 Full disclosure-Pats homer here, live 10 mins from stadium…..i absolutely loved phili last year and had them 25/1 to win the superbowl.  Still like them alot this year but today i absolutely think NE is the right side.  Phili lost both O/D coordinators, should be a totally different pats offense that phili isn’t prepared for with Obrien coming in, and NE D is very good.  Haven’t seen the splits but would think more tickets are on Phili, im a contrarian bettor…..Pats plus the points today and don’t be surprised if they get the W.  

@Raiders22

 the company match does not stop, & yes i can attempt to pay it off sooner.  And that is the plan if i go loan route.  If i go withdrawal amount, its honestly just out of sight out of mind done.  Although taxes & penalty would suck but whatever i guess thats why i contributed aggressively from the start & have a nice chunk in there now.Would keep contributing my 15% & move forward.  Appreciate all your insight.

@Raiders22

 what option would you choose? you gave alot of great pointers from both sides….

@Raiders22

 great breakdown and great knowledge, thank you!  I still would contribute my 15% if i did take the loan over the withdrawal, not sure if that matters in your breakdown.  Part of me says ok just do the loan, repay yourself, save on fees and taxes and still contribute 15% while also repaying the loan in each pay cycle.  The other part of me says just withdraw, deal with the fees, taxes, penalty and be done with it (instead of having a 5 year loan hanging over my head).  Just not sure what way to go…. thanks again 

Mid 30s have roughly 400k in 401k account.

Need to pull out roughly 25-30k from 401k.  What is the better option?? obviously the loan you repay yourself back or do you just bit the bullet, pay the taxes (25%) as well as the irs fee come tax time for early withdrawal (10%) and out of sight out of mind??  

@Digitalkarma

 thats funny….thats my exact same prediction.  My one knock is running qbs never go to and win superbowls (Lamar).  Hopefully he stays healthy and can prove me wrong!

Who ya got

@YoungProfit27

 like clev or clev tt over 3.5, just not sure i want to step infront of this braves freight train……

@ToddC

 Strong D, fantastic rb tandem……just can they beat ohio state & michigan, i would say no not both but 1 certainly isn’t out of the question.  If they take care of everyone else, they certainly could have an outside shot of being in cfb playoffs.  At 30/1 i may need to bite…..Then again its probably just wasteful as im guessing they would be 4 seed at best & wouldn’t stand a chance vs a bama/uga.  

Are they worth a super bowl futures?  Typically i am not a fan of run first qbs as i cant recall last running qb to win super bowl.  AFC is also loaded but i do think with Lamar locked up, some added wr help, & good running game that was absolutely ravaged by injuries last year that they could make a run.  Very tough division & tough AFC is the challenge.  Took Dallas 20/1 on the other side as i feel the NFC is only Phili, SF, Dallas, Det & obviously a few surprise teams.  thoughts??

Does Penn State have a shot??

Trying to find a team outside of Georgia, Bama.  Really liked Penn States D last year.  Not really sure how they will be offensively.  From a scheduling standpoint they go to Ohio State which i will assume is a L.  Can they win out and get in cfb playoffs as maybe the 4? 

took cowboys 20/1 for nfl

thanks!

Personally i like Oklahoma (last year i liked ohio st, year before georgia).  OU offense should absolutely humm, schedule isn’t all that tough and another year under Venables should help.  

@jesron1269

 you couldn’t have said it better.  McCarthy is a complete dummy. And yes that haunts me knowing i have money on Dallas.