Northern Iowa vs Hawaii NCAAF Picks & Predictions: Defense Dominates in Week 4 Closer

The Panthers and Rainbow Warriors have struggled to get their offenses rolling thus far, and Week 4 won't be where everything clicks.

JD Yonke - Contributor at Covers.com
JD Yonke • Contributor
Sep 21, 2024 • 09:46 ET • 4 min read

NCAAF

Match starts: 10 hrs
HAW
49 %
UNI
51 %
EXPERT PICK - TOTAL
u48.5 (-110)
Read Analysis
Timmy Chang Hawaii Rainbow Warriors
Photo By - USA TODAY Sports

The Hawaii Rainbow Warriors host the Northern Iowa Panthers on the island for the last game of Week 4 action.

NIU’s new Air Raid offense has failed to launch so far this season, while Hawaii’s run-and-shoot isn’t doing much running or shooting. 

Those reasons — among others — are why my Northern Iowa vs. Hawaii predictions love the Under tonight. Read all about it in the college football picks for September 21 below.

Northern Iowa vs Hawaii prediction

My best bet
Under 48.5 (-110 at bet365)

My analysis
There’s no other way to put it — the Hawaii Rainbow Warriors have been a disappointing squad through three games. There was cautious optimism surrounding the program in Year 3 of the Timmy Chang era, with his system fully installed and seven starters returning on both sides of the ball. 

Well, so far, they’ve shown no improvement year-over-year. Hawaii struggled to a 35-14 win over a terrible Delaware State team in Week 0 and didn’t come close to covering the 40.5-point spread. Most recently, it got thrashed 31-13 by Sam Houston State. 

The Northern Iowa Panthers rank 25th in the Stats Perform FCS poll and most recently fell 34-3 in an uncompetitive game against Nebraska. Mark Farley is in his 24th year leading the program and is working with a new group of assistants after overhauling his staff following three straight six-win seasons. 

Farley wants to implement the Air Raid offense, bringing in Luke Falk — a former Mike Leach quarterback — in the offseason. Falk had to resign in July, and Farley hired another former Leach quarterback, Trey Tinsley. 

So far, the Air Raid has yet to get off the Tarmac, averaging 18.3 points per game and 371 total yards per game. Quarterback Aidan Dunne is completing just 52% of his passes and this offense seems to be in a state of flux.

Weather is something to watch — the current forecast calls for winds of 19 mph — something bettors have grown accustomed to dealing with in games at the Clarence T.C. Ching Athletics Complex. 

Neither team has shown much to feel confident in yet this year and both QBs are completing under 54% of their passes. Both teams look better on the defensive side of the ball with NIU allowing just 17 ppg and Hawaii ranking 43rd in success rate. 

Northern Iowa vs Hawaii same-game parlay (SGP)

Under 48.5

Hawaii -7

Neither team is giving many buy signals, but at least there are a few more positives to talk about with Hawaii. The Rainbow Warriors kept things close with a Big Ten school, even if it was a bad one, falling by three points to UCLA. They didn’t play well against Sam Houston State, but the Bearkats have been a wagon. 

NIU surrendered 8.8 yards per play to Nebraska while gaining just 4.2 yards per play itself. Getting outgained by 4.6 yards per play doesn’t inspire a ton of confidence, especially not when Nebraska followed that up by losing at home to Illinois despite being favored by 9.5 points. 

Hawaii is in the third year of its system and has been played well defensively, whereas NIU is in the early stages of a difficult offensive transition and barely eeked by St. Thomas in a 17-10 slog fest in one of its wins. 

Learn how to bet a same-game parlay with these helpful tips and strategies.

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Northern Iowa vs Hawaii odds

Northern Iowa vs Hawaii live odds

Northern Iowa vs Hawaii opening odds

  • Spread: Northern Iowa +7.5 (-110) | Hawaii -7.5 (-110)
  • Moneyline: Northern Iowa +235 | Hawaii -290
  • Over/Under: Over 48.5 (-110) | Under 48.5 (-110)

Northern Iowa vs Hawaii spread and Over/Under analysis

  • Hawaii has won 21 straight games against FCS teams dating back to 2001.
  • The Rainbow Warriors have trended toward the Under, cashing its first-half game total under in nine of their last 12 games. 

Northern Iowa vs Hawaii betting trend to know

Hawaii has cashed the Under in six of its last seven home games. Find more college football betting trends for Northern Iowa vs Hawaii.

Northern Iowa vs Hawaii game info

Location: Clarence T.C. Ching Athletics Complex, Honolulu, HI
Date: Saturday, 9-21, 2024
Kickoff: 11:59 p.m. ET
TV: Spectrum Sports

Northern Iowa vs Hawaii latest injuries

Northern Iowa vs Hawaii weather

Monitor gametime conditions with our College football weather info.

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JD Yonke
Contributor

JD is a diehard college football fan with five years of experience writing betting and fantasy content for publications such as SportsGrid, Fantasy Points, Fantrax, and Devy Watch. An avid reader, he uses his inclination to look at things with an exhausting and in-depth, analytic viewpoint combined with a love for statistics and metrics to form a well-rounded handicapping approach.

e's an integral member of the niche (but growing!) college fantasy football community, twice traveling to Canton, OH for the Fantasy Football Expo as a member of the CFF King's Classic drafting squad. His specialization in college football DFS and prop betting taught him that there are exploitable markets to be found and that narrowing your focus is integral to being a profitable bettor.

A lifelong Californian who grew up playing baseball, basketball, football, and lacrosse, he's glad to share a passionate love for sports with this wonderful community.

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